How to reduce vehicle losses in extreme weather?

1. When the vehicle is at rest, even if it is flooded, the damage to the engine and components in the cylinder block is relatively small. Even if the soaking time is too long, it is only the influence of water and sediment, and proper cleaning is enough.

2. It should be noted that even if the car is pushed out of the water, don't strike a fire and leave, because the residual water in the cylinder is difficult to be discharged in a short time. Restarting the engine will cause the piston and cylinder of the engine to wear, and even cause the engine to be scrapped in serious cases.

3. Pay attention to keep the distance between cars while driving, and control the speed at about 30 kilometers per hour. Put your foot on the accelerator, don't let go. Otherwise, when the water level is high, the exhaust pipe will easily suck water back.

4. In case of hail weather warning, the owner can park the car in the indoor parking lot in advance, or buy thick clothes or cover the car with a quilt. In case of hail when driving, slow down and pull over, or find underground parking lots in surrounding shopping malls and office buildings to avoid. Don't speed up the departure, otherwise it will increase losses.

Claim method for flooded vehicles:

When the vehicle is flooded, you can take photos with your mobile phone first and get in touch with the insurance company at the first time. At present, most insurance companies are required to report losses caused by natural disasters within 48 hours.

If it takes more than 48 hours to report the case, the procedure will be more complicated: the owner must send the claim information to the headquarters of the insurance company, and the adjuster will check the injury, which is likely to refuse to pay or not pay in full.