If the vehicle is damaged in extreme weather, what insurance can be paid?

If you buy car damage insurance, you can get compensation for car losses caused by natural disasters (such as typhoons). As long as you report the case at the first time and protect the scene, the insurance company's survey and claims personnel can collect evidence on the spot. However, it is more suitable for some extreme weather-lightning strike, storm, rainstorm, flood, tornado, hail, typhoon and tropical storm if the vehicle loss insurance and water-related insurance in on-site auto insurance are not covered. If your car is hit, overturned or waded, you can get compensation. But it should be noted that.

If the car encounters a natural disaster and causes losses, it is best to call the insurance company within 24 hours. Insurance kilometers will arrange accidents as soon as possible. What the owner needs to do is to prepare his ID card, driver's license and bank card. In addition, be sure to remember that if you don't buy self-ignition insurance, I'm sorry, the insurance company won't pay for it, and the insurance will pay for it every year. Don't think that you can expect the insurance company to pay for everything by buying compulsory insurance.

When a risk accident occurs, report it to the traffic police in time. Well, then you can experience the insurance claim service. There is often strong convective weather in summer, so there is often hail or heavy rain. Nowadays, many cars are parked in the open air If it hails, many cars will be hit, even potholes, and even the glass will be broken. Whether the car can pay the loss caused by hail mainly depends on whether the car insurance insured by the owner has included hail in the coverage.

When buying insurance, many of us have bought "car damage insurance", but we seem to ignore "glass insurance". Therefore, in this natural disaster of heavy hail, the insurance company can compensate for the damage to your car body, and you can only compensate for the broken car glass yourself! Definition of vehicle damage insurance: The insured or its permitted driver has an accident within the scope of insurance in the process of using the insured vehicle, resulting in vehicle losses, and the insurance company should pay certain compensation within a reasonable range. Car damage insurance is commercial insurance.