How to write a bank internship diary?

How to write a bank internship diary? From what aspects, let's take a look at Bian Xiao's sharing today.

The bank internship diary is mainly composed of three parts. First describe what you want to record in today's internship (including the object, time and place), and then describe in detail the impressive things you want to record in the internship (including but not limited to useless things, people and things, etc.). ). Finally, summarize today's new gains or new insights.

Bank Practice Diary (1)

Today is the first day I left school to participate in an internship. I got up early and started to be busy. The traffic in Chongqing is really crowded. It takes one hour from school to Huaxia Bank in Jie Fangbei. When I came to Huaxia Bank Yuzhong Sub-branch, I met Yang Jingli, the account manager in charge of taking us to Yuzhong Sub-branch for the first time. After talking with Yang Jingli, I probably told us the current situation of some banks. Then Yang Jingli introduced the staff of personal business department and corporate business department of Yuzhong Sub-branch. The leaders of Yuzhong Sub-branch are very happy to see our three interns, because many of their employees also graduated from chongqing technology and business university, and because all departments of Yuzhong Sub-branch are busy now, it is time for shortage of manpower. Now we can share some work things with them. Time passed quickly in the morning. In the afternoon, we three interns read the relevant materials of Huaxia Bank Yuzhong Sub-branch in the office of personal business department and became familiar with the development history of the bank. I didn't return to my mind until I returned to my dormitory at night. I'm a senior, and I'm leaving campus soon. I really have to go to work soon.

Diary of Bank Practice (2)

Compared with other days, today is relatively boring, but it made me take the first step in credit business.

I arrived at the bank at eight o'clock in the morning. Before I could sit down, the master brought me a stack of contracts. I see that one of them is a "short-term loan contract" and the other is a "mortgage contract".

As the name implies, "short-term loan contract" is a contract signed by others to borrow money from our bank. The contents of the contract generally include: loan amount, loan purpose (generally liquidity), loan term (generally within one year), loan interest rate and interest repayment provisions, repayment method, guarantee conditions, and some obligations and rights clauses of both parties. A "mortgage contract" is a related contract with a guarantee condition attached to the above-mentioned "short-term loan contract". It is a contract signed between the mortgagor and the creditor, and its main contract is a short-term loan contract. This contract will indicate the financing amount, the financing period of the main debt, the collateral and some methods to solve the dispute over liability for breach of contract. On the last page of the contract, there is a list of collateral. If the collateral is land, then the name of the collateral is "land use right". It has clearly marked the owner and user of the land, as well as the area of the collateral and the title certificate number. This should be very important for banks. If the enterprise can't repay the loan on time, the bank can auction the collateral to repay the debt.

These two contracts are made in multiple copies, with five points in general, one for the lender, one for the borrower and one for the mortgagee. These are my master's main businesses, so I started to work as a "contract worker" again. The master said the job was boring, but every newcomer started from this step, but they could learn a lot from two simple contracts. I knew that the master intended me to follow him to familiarize myself with the business, so I picked up a pen and copied it.

In one day, I copied many contracts for the master and several other seniors in the same department. I was so noisy that my hand was about to break, but everyone praised my handwriting for being very delicate and pretty, and I was inexplicably happy. The key to working in a bank is diligence and observation. When I was about to get off work, the master asked me, "I copied the contract for a day, but what did I get?" I think it must be rewarding. At least I am familiar with the method of filling in the contract, and I have observed many mistakes and some matters that should be paid attention to, such as the date, which is easily deleted because it is a number. Therefore, in addition to using capital letters, when filling in the month, if it is 1 month and February, I must fill in: 1 month, 1 month. So is the date. And these, I have learned in the accounting certificate exam, although it is not a big knowledge, but it is also considered to be applied.

Well, indeed, I can learn a lot every day during my internship in the bank. Full and happy.

Bank Practice Diary (3)

June 6, 20__

Today, when I arrived at the office, it was very quiet. People who handle business don't know that Friday is the internal sorting day of Wu Tie Housing Exchange, which is closed to the public. Because they don't work, customers can't come to our bank to handle business without a house sales contract.

So I took advantage of today's opportunity to learn more about our business and have a basic structural understanding of the overall provident fund mortgage by reading materials, documents and asking the master.

June 7th, 20__ —— June 9th, 20 _ _

Because of the Dragon Boat Festival holiday, our department doesn't go to work, so we review the final exam at school.

20__

Through the study and practice some time ago, I can help the master handle most of the business today. Strive to learn the whole business process today and handle the business separately.

Today, I tried to apply for a client myself. Because there are so many applicants, the master can't guide me alone. In order to avoid mistakes, I still didn't handle the business alone.

June 1 1, 20__

Today, I finally learned to handle business alone.

There were not many customers in the morning, so I asked the master to handle a business alone and let him guide me. The master readily agreed to my request and patiently guided me.

First of all, customers should submit their own information, explaining their loan amount and years. We calculated to see if he met the basic requirements. If not, we will advise him to adjust the amount and age.

Then it is to review the basic information: salary income, ID card, marriage certificate, unit certificate, provident fund deposit record and so on. After all the conditions are met, the contract and form will be filled out. The main items to be filled in are: housing mortgage contract, loan contract, transfer authorization, and personal credit information system inquiry authorization.

These are all processed and filed, waiting for the data to be handed over to the higher branch office.

I am so happy today that I finally learned it.

Bank Practice Diary (4)

It will be sunny on Thursday, July 8.

Today, I have a new task in Industrial Bank, that is, the vouchers prepared before, signed by the president and the account manager, sealed and put into storage. We interns can't work, and all the prepared vouchers should be numbered and sealed in the warehouse. Certificates are divided into permanent custody certificates and time-limited custody certificates. The loss report certificate belongs to permanent custody, and the daily certificate belongs to fifteen years custody. I stayed in the teller's office for a long time and was curious about the work of the motherboard. Under the research, there are two sponsors. They laughed and said that they were handymen and did everything, but it wasn't.

The organizer in charge of bookkeeping works every morning to check yesterday's accounts, such as printing the preliminary work preparation, daily statement of subjects, daily general ledger table, checking the balance of accounting vouchers of all businesses that happened yesterday, and so on, with one-to-one correspondence. Then start the day's daily business, mainly checks, wire transfers and so on. Before noon, if there is a bill exchange, prepare a special transfer debit and credit voucher according to the exchange balance sheet and check whether there is a refund. In the afternoon, check the cheques drawn by other staff members, collect money at home, stamp the "offset receipt" and submit them to the checker for entry into the computer exchange system. After today's business is over, carry out day-end processing, print all relevant vouchers of today's business and reconcile; Print "Daily Account" to see whether the debit and credit of today's account are balanced. Finally, roll the bill. These printed vouchers are bound by special staff, and re-check whether there is a reverse seal of the subject, whether there is an omission of the name seal of the manager, etc. , and then submit the bound vouchers to the superior bank for review. This day's accounting work will come to an end.

Bank Practice Diary (5)

On Tuesday, June 29th, the weather was fine.

Today, under the leadership of the group leader _ _, I started the understanding internship of _ _ Futures Brokerage Co., Ltd. this morning. In this company, I actually experienced the specific process of customers receiving services, entered the company as a customer, consulted the company's main business, understood the company's specific rules and regulations, and experienced the whole process of customers buying futures. In addition, after the visit, I attended a report meeting hosted by the manager of _ _ Futures Brokerage Co., Ltd., at which the development of China futures market was introduced in detail, especially the answers to the introduction of stock index futures and futures business launched this year.

Stock index futures were launched in 20__. Tecrigan made an over-the-counter transaction, and the Golden Day 500 was taken away by Singapore. For fear of repeating the same mistakes, China's Far East market has followed suit. Sub-prime mortgage crisis in 20__ _, which dropped by 6000 points. Manager Chen also suggested that we understand the calculation method of financial derivatives index. Stock index futures will not have an impact on securities, and predicting the fluctuation in advance can slow down the fluctuation of securities, rising slowly and falling fast. Some disciplines are interlinked. The above futures law is applied to the principles of physics, born in time and died in trend. At present, the stock index of 3000 points is the middle price, with many differences, many opponents and many positions. 300 yuan, with a high threshold, is designed as a mini for retail investors to participate. China likes to do long-term, while foreign countries like to do short-term, because the logistics is developed and the system of Wenhua Finance is genuine. Currency dollar index and ship index, exchange reform is beneficial to chemical industry, but not to textile.

Through today's visit and study, I have a deeper understanding of the abstract concept of futures.

It will be sunny on Wednesday June 30th.

Today, we visited and studied in Fuzhou Branch of Industrial Securities Co., Ltd. with Wang Wei and his party. In the morning, we visited the site of Industrial Securities at will, and found that a major feature of securities companies is that they have large venues and many computers, and they are divided into large customer areas, medium-sized customer areas and retail areas according to the amount of customers' transaction funds. At 3: 30 in the afternoon, the manager of Industrial Securities gave us a report, briefly introduced Industrial Securities Company and answered our questions.

Through today's internship, I have a certain understanding of securities companies and laid the foundation for learning securities investment knowledge today.

That's what Bian Xiao shared today. I hope I can help you!