Can I buy a house with a monthly income of around 4,000?

Hello, the housing prices in different cities are different, and the cost of living is different. Different cities, first-tier, second-tier, and third-tier cities, have different housing prices, so the monthly salary is also different. Some can afford to buy a house for hundreds of thousands, while some can't afford it for even one million. As urban housing prices continue to rise, more and more people's wages seem to be insufficient.

1. How can a young man with a monthly salary of 3,000 yuan buy a house and have a baby?

Dr. Xi'an Fang, a self-media person, said: A person born in 1989 in Beijing has a monthly salary of 30,000, his wife is a full-time housewife, the mortgage payment for his home house is 10,000, the rent in Beijing is 4,000, the monthly expenses for children's schooling are 5,000, and the family living expenses 4 thousand.

The person lamented: Even with a monthly salary of 30,000 yuan, I have to bow to life! "Repaying the loan is only a matter of months, and unemployment is even worse." Even those with a monthly salary of 30,000 yuan are scratching their heads about repaying the mortgage, let alone those whose monthly salary is one "0" less than others?

According to CCTV.com, due to the problem of incomplete industrial chains for some small crops, price regulation cannot be completely in line with the laws of market development. In some places, green onions and other various The skyrocketing price of vegetables and fruits has become an important reason for people's widespread poverty in the past period of time.

In addition, the mountain of housing prices has never been able to leave, and young people's wages are rarely able to afford housing prices. The change in thinking has further exacerbated the decline in the fertility rate, even if they want to have a baby. Young people can easily be turned away by housing prices.

Take Shenzhen as an example. Housing prices in Shenzhen are around 75,000 yuan per square meter, while the per capita disposable income of urban residents is 62,522 yuan. It is very difficult for young people who want to settle in Shenzhen.

According to the recruitment website, the average monthly salary in Shenzhen is 9,00, so how is life for people with a monthly salary of 1.5W? Some netizens said that in Shenzhen, with a monthly salary of less than 4k, after paying the rent, there is not much left, waiting for fans; with a monthly salary of 4k-6k, you can have a meat dish a week - plus an egg; with a monthly salary of 6k-8k, save some money You can buy clothes; the monthly salary is 8k-10k, and you can travel around during your break...

2. What is the monthly salary required to buy a house in Shenzhen?

Friends who work in Beijing, Shanghai, Guangzhou and Shenzhen all have the same feeling that compared to the mainland, the pace of these cities is too fast.

Every morning, I always see a bunch of sleepy young people on the bus. It is very likely that many of these young people wake up early and stay up late to pursue their dreams.

How much monthly salary does it take for young people to have the confidence to buy a house and have a baby in Shenzhen? Different people may have different answers, but the bottom line requirement must be over 10,000.

Recruitment websites also show that management, finance, Internet, e-commerce, advertising, services, etc. are still the overlords of high-paying industries. Take the Internet industry as an example. Nowadays, the Internet industry is very prosperous in all major first-tier cities. At the same time, second-tier cities are also increasing the demand for practitioners.

If we talk about high-paying companies in China, Internet company Tencent is definitely a link that cannot be bypassed.

According to statistical data: Tencent’s average salary in 2019 has been close to 30,000 yuan/month. In Tencent’s salary distribution in 2020, 45.7% have been higher than 30,000 yuan/month, and higher than 2 Ten thousand yuan/month exceeded 85%.

Based on Tencent’s standard salary of 12+1+1= 14, the annual salary alone is mostly over 300,000. Judging from the offers, there is also a team with a salary of 18%, plus a year-end bonus of usually 3 months. With such treatment, the pressure of buying a house is much less.

In fact, not only Tencent, but also the current Internet industry is still a representative industry with high salaries. Whether it is Tencent Alibaba or Huawei Xiaomi, the high salary of IT engineers is obvious to all.

Take Tencent’s recent recruitment as an example. Goose Factory offers a monthly salary of up to 50,000 to big data development engineers with 3-5 years of experience. In the recruitment of other large companies, big data development engineers are 30k-60k. Engineers only need 1-3 years of work experience. The work experience here is not a standard, it is just a reference. 1-3 years of big data development experience only shows that the work experience requirements for the position are not high.

In the context of the 5G era, the rapid rise of the Internet of Things, massive data and the commercial value contained in it are the core wealth of the big data industry. Talents such as big data and cloud computing are urgently needed by leading Internet companies such as NetEase and Tencent and there is a huge gap, so they have become a good outlet.

I hope my answer will be helpful to you!