What are the precautions for purchasing travel insurance?

Due to the impact of snow and ice disasters, the risk of traveling abroad during the Spring Festival has increased. When buying travel insurance, you must pay attention to four details:

First, when you apply for travel insurance, you should fill in the application form truthfully, so as to avoid the insurance company refusing to pay compensation and causing unnecessary losses when you are in danger due to incorrect information.

Second, be sure to read the insurance clauses clearly. Before paying the premium, you must ask the insurance agent to issue a complete insurance contract and read it in person. It is necessary to fully understand the scope of exemption, underwriting matters and claims.

Third, you should carry your insurance card or ticket with you and report the accident in time.

The fourth is to fill in the beneficiary carefully. The beneficiary's main right is to get insurance money according to the insured or the designation of the insured in the event of the insured's agreed death.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.