10 Since June, retirement has ushered in new changes! You can enjoy five major benefits. See if you can enjoy them.

10 Since June, retirement has ushered in new changes! You can enjoy five major benefits. See if you can enjoy them.

According to China's current retirement age regulations, men and women have different retirement ages, usually 60 for men, 55 for female cadres and flexible employees, and 50 for female employees. Eligible people can also apply for early retirement, such as employees of special types of work. The specific retirement month is generally based on the date of birth recorded in the ID card or file. People born after 10 generally need to wait until they reach retirement age in June before they can apply for retirement. Since June 65438+ 10 this year, another group of people have ushered in retirement. After careful analysis, we found that from June 65438+ 10, new changes will be ushered in, and you can enjoy five major benefits. Let's take a look at them in turn and see if you can appreciate them.

First, the calculation base of pensions in 2022 has been announced one after another. From June to 10 in 5438, new retirees in some areas will calculate their pensions according to the latest calculation base.

As we all know, pension consists of personal account pension and basic pension, and retirees who work long hours and are regarded as payment years also have transitional pension. The specific calculation formula is as follows:

Personal account pension = personal account deposit ÷ months (50 years old195,55 years old170,60 years old139,65 years old10/).

Basic pension = local pension calculation base (1+ my average payment index) ÷2× payment period × 1%.

Transitional pension = pension calculation base x average social security contribution index x length of service before account (deemed payment period) x transitional pension calculation coefficient.

It can be seen from the calculation formula of pension that the calculation of basic pension and transitional pension will use the calculation base of the area where retirees are located, and the calculation base will be affected and changed due to factors such as economic development, wage level and price level, so the calculation base of each place will change every year, and the overall trend is increasing. According to incomplete statistics, recently, Beijing, Tianjin, Shandong, Guangxi, Jilin and other places have released the pension calculation and payment base in 2022, all of which have improved. Then, for areas where the calculation base has been announced, the pensions of retired retirees will be calculated according to the latest calculation base this year, and they will receive accurate pensions directly, without waiting until the calculation base is announced.

Second, some newly retired retirees can also receive holiday fees and heating subsidies.

After June 65438+ 10, we will also welcome important festivals such as National Day, Double Ninth Festival and Spring Festival. On the occasion of these festivals, some regions or some retirees' original units will give retirees holiday fees, such as Shaoxing City, Zhejiang Province. For many years, during the Double Ninth Festival, they will give 400 yuan holiday fees to retired employees of local enterprises. For another example, enterprise retirees in Hangzhou, Zhejiang Province, who implement socialized management in the main city and retire after the annual Spring Festival holiday 1.200 yuan, 1 are expected to catch up with these benefits.

In addition, after 10, the weather gradually turned cold and heating began in the northern region. Every household needs to pay a fixed heating fee. In some areas, in order to ensure that retirees spend a warm winter, they often give a heating subsidy. For example, Qingdao, Shandong Province generally pays 10 pension1700; Last year, Ningxia gave heating subsidies to those who retired or resigned before September 20021year, which were divided into two grades: 4394 yuan and 295 1 yuan. According to the continuity of the policy, it is expected that the areas that distributed heating subsidies in previous years will also be distributed as scheduled this year. People who retire after 10 are expected to catch up with this wave of benefits.

Third, those who retire in February from 10 to 10 can participate in the pension adjustment next year.

Since 2005, China's employee pension has achieved a sustained growth of 18 years, and I believe next year will come as scheduled. Pension adjustment is generally aimed at retirees who have retired one year before the adjustment and receive a monthly pension. Therefore, those who retire from 10 to 12 this year will also catch up with the pension adjustment next year. After the adjustment, the monthly pension will increase again, and the retirement life will get better and better.

Fourth, the medical insurance personal account returns more money.

As we all know, medical insurance, like endowment insurance, can apply for medical insurance retirement after paying the prescribed number of years, so retirees can enjoy medical insurance reimbursement and personal account refund for life, without paying medical insurance fees, which provides good medical security for retirees. Refunding money from personal medical insurance account after retirement is very different from working. Different regions have different ways to pay back money, and some of them are included in the quota. For example, the personal medical insurance accounts of retirees in Shanghai are included in the overall fund according to the quota. The specific criteria are under 74 years old 1.680 yuan/year, and over 75 years old 1.890 yuan/year; In some areas, the average basic pension level is taken as the base and included in proportion. The amount included is related to the average pension level and has nothing to do with the individual pension level. Some areas will also be included in proportion according to individual pensions.

Since the pensions of those who retire after June 5438+ 10 are approved according to the latest calculation and payment base, the refund of individual medical insurance accounts will also increase, so there is no need to wait for subsequent re-accounting.

Fifth, don't worry about catching up with delayed retirement.

With the aggravation of population aging and the extension of life expectancy per capita in China, delaying retirement will become the general trend. 202 1, the tenth five-year plan clearly puts forward the gradual delay of implementing the statutory retirement age. On February 2 1 2022, the State Council issued the Notice on Printing and Distributing the Tenth Five-Year Plan for the Development of the National Aging Cause and the Old-age Service System, which once again explicitly mentioned "the gradual delay in the implementation of the statutory retirement age". According to the national plan, it is expected to introduce a specific implementation plan for delayed retirement before 2025.

After decades of hard work, retirement is the most anticipated thing. After retirement, you don't have to get up early to work in the dark, you can get a fixed pension every month and start to retire freely. So most people still hope to retire on time. If you reach retirement age after 10 and retire on time, you don't have to worry about catching up with delayed retirement.

Can you enjoy the five benefits you can enjoy from the above 10 when you handle the new changes ushered in by retirement?