It rained all night, and another pile of cars were soaked. Let's see how to pay the insurance premium.

Maybe there were too many people cursing on May 20. The next night, all-night lightning and heavy rain turned Guangfo area into a water world again, which also reminded many car owners of their fear of getting wet.

Let's take a look at the disaster first.

Yesterday morning, a passerby stood at the lowest water depth and measured the water depth with a ruler, which was 166 cm. Many cars may be submerged here.

Huangpu District and Zengcheng District in Guangzhou are the hardest hit areas, and several automobile manufacturers in Guangben are located in these two areas. Fortunately, there is no water in this pile of Fit engines, so we can rework the interior and chassis before leaving the factory.

This scene, the feeling of cutting meat.

To make matters worse, the owner of 15 just picked up the car.

The parking lot of the community was flooded the night before the licensing, and turned into a waterwheel before the licensing?

What's more, I found my license plate in the water, but I couldn't find my car?

After the water receded, some "stolen" cars were floated to the roofs of other cars, and everyone cooked in one pot.

What everyone cares about is whether the insurance can pay in full after the vehicle is flooded. Let me tell you here. There are two kinds of insurance related to vehicle wading, one is vehicle damage insurance and the other is water-related insurance.

If you buy car damage insurance, and the car is flooded when it is parked at rest, the insurance will pay in full, and the amount of compensation is the judgment amount at the time of insurance.

If the vehicle turns off and enters the water during driving, the insurance will also pay in full. If there is no water-related insurance, the insurance only pays for the part except the engine, and the engine is repaired at its own expense.

We should pay attention to a situation here. If the vehicle enters the water and starts for the second time, even if there are both car damage insurance and water-related insurance, the insurance will not pay.

Amphibious vehicles have advantages at this time, such as the following mobile armor.

Car Comments: 520 The rainy season has started this year, followed by a typhoon. Owners don't want to be replaced in advance, so they should pay attention to the weather forecast and find several safe parking lots to prevent their cars from getting wet.

As for friends who plan to buy a used car in the near future, I advise you to check the car carefully before buying it. If it is a waterwheel, the cracks in the interior and engine compartment will leave traces, so let's play the spirit of the coroner.

This article comes from car home, the author of the car manufacturer, and does not represent car home's position.