Traditional Culture Encyclopedia - Weather inquiry - Will the insurance company compensate for the flooding of many cars in Dalian during the rainstorm?

Will the insurance company compensate for the flooding of many cars in Dalian during the rainstorm?

Whether the insurance company pays for the rainstorm in Dalian should be analyzed according to the specific situation. First of all, the vehicle must be insured, whether it is compulsory insurance or commercial insurance, and it must be purchased in full. Among these insurances, there is water insurance. After the rainstorm flooding accident, as long as the vehicle meets the insurance standards through on-site investigation by the insurance company, the insurance company will compensate the owner according to the regulations. Therefore, in heavy rain or other extreme weather, there is no need to panic when the vehicle is flooded. As long as you buy insurance, nothing will be lost. Just wait for the insurance company to come to investigate and issue the insurance policy.

It should be noted that although in extreme weather such as rainstorm weather, compensation can be made as long as complete insurance is purchased, but there are differences. It is found that the vehicle is flooded and the water has passed the wheels. At this point, if the vehicle is moved, it is likely to cause the vehicle to suffocate. However, this situation is even more tragic. As long as the vehicle is moved and the vehicle suffocates and enters the water, the insurance company will conclude that the vehicle does not meet the insurance compensation requirements after investigation. In this case, the owner can only repair the car himself, or directly choose to scrap the car.

Knowing the compensation standard of insurance, we must judge accurately whether to move the vehicle in rainstorm or other extreme weather. If you have the confidence to drive high, you can also drive high. This way, you don't need insurance and you won't delay your normal life. If you think the car may stall slightly when you move out, you'd better not move. You know, at this time, if you move a little, the vehicle will not be able to stall successfully. In just a few seconds, the insurance will not be lost, and the loss of the owner is incalculable.

So many cars were flooded in the rainstorm in Dalian, so let it go and be flooded! When the weather improves, call the insurance you bought and let the insurance site investigate.