Is Pauline risky?

Poly letter is not very risky, but it is definitely a bit risky. Any investment is risky and cannot be invested blindly. If you want to buy wealth management products, it is best to buy them on a regular platform, but you should choose according to your actual situation.

1. Is Poly Credit's wealth management product safe?

Most people will decide to invest when they have spare money, but investing in stocks is risky, so they will choose to invest in wealth management products, such as Poly Credit's wealth management products. The yield of Poly Credit will not change within the agreed period. Investors can redeem it in whole or in part before maturity, but if they redeem it in advance, the yield will be lower than that of yield to maturity. The default risk of Poly Credit's products is relatively low, and its direct counterparty is Shen Wan Hongyuan. So the security is relatively high. But there must be risks, because any wealth management product has risks, even banks will have risks. The most important thing is whether the investment institution will make this risk lower and make you profitable. Therefore, we should polish our eyes to choose financial products according to our actual situation.

Second, what risks should we pay attention to in financial management?

Because many people don't know how to manage money, they only know how to buy wealth management products blindly, and they all suffer a lot. Therefore, they should pay attention to many risks when managing money, such as the risk of loss of principal, because both capital-guaranteed products and non-capital-guaranteed products have low returns and risks, while non-capital-guaranteed products have high returns and risks, so we must pay attention to them. There is also the risk of non-payment. When there are some problems with your wealth management products, you may not be able to pay them, so you can't withdraw funds, which will cause the risk of non-payment of wealth management. Another risk is the risk of liquidity, because most of the wealth management products on the market are relatively closed and cannot be redeemed within a certain period of time. Therefore, when trading, if funds are urgently needed, they cannot be withdrawn, so we should pay attention to the liquidity risk of wealth management products.

To sum up, if you want to buy wealth management products, you must know the market and don't buy blindly, otherwise you will suffer. We should also choose a good financial platform. The financial platform is not good, and the money that may be invested will be swept away by criminals, so it is most important to keep your eyes open.