Traditional Culture Encyclopedia - Hotel accommodation - This hotel is mortgaged.
This hotel is mortgaged.
2. If the repayment fails, the bank will look for you at the first time, and you are the borrower; If the repayment cannot be made and a negotiable repayment plan cannot be provided, the bank will contact the guarantor again; When the bank decides to apply for a civil lawsuit, you and the guarantor are both defendants;
You can apply for a civil lawsuit for the loan relationship between you and the hotel owner. You will take your borrower as the defendant and freeze the borrower's collateral. If the court decides that you win the case in the future and the hotel owner can't repay the money, you can apply for enforcement and consider auctioning the collateral. You can withdraw the auction proceeds according to the amount decided by the court and pay the arrears of your bank.
4. If the collateral given to you by the hotel is clear and legal, in this case, if you negotiate with your borrowing bank, the bank will consider cooperating with you to deal with the mortgaged hotel.
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