The Best Platinum Credit Cards

China's top ten most valuable credit cards

Baidu knows

China's top ten most valuable credit cards

Jiahe Life

Share life tips and enjoy a better life

Consult to become the 81st fan

China’s top ten most valuable credit cards are as follows:

1. Minsheng Bank Diamond Credit Card, Among the domestically issued credit cards, the best one should be the Minsheng Bank Diamond Card. Although the color of the card is not black, its credit limit can reach up to 3 million yuan, and the annual membership fee is as high as 10,000 yuan.

2. ICBC Peony Platinum Card claims to have only 7,000 users worldwide. As one of the four major state-owned banks in China, the card issuance standards of Peony Platinum Card are quite strict. Individuals cannot apply on their own initiative and must be invited by the bank to apply.

3. Everbright Bank Yanhuang Credit Card-Platinum Card, special features: super high aviation insurance.

4. CITIC Bank Air China PhoneMiles CITIC Credit Card, platinum card, special features: the first platinum Air China PhoneMiles Credit Card.

5. CITIC Bank CITIC STAR dual-currency credit card, platinum card, special features: global airport VIP room privileges.

6. Everbright Bank Everbright Golf Credit Card, Platinum Card, special features: Enjoy golfing services at a discount of 50-30% off the visitor price at more than 150 courses across the country.

7. Everbright Bank Sunshine Business Travel Credit Card, platinum card, special features: VIP enjoyment, optional.

8. China Merchants Bank Platinum Credit Card, Platinum Card, special features: national discount stores.

9. Shanghai Pudong Development Bank Pudong Development Credit Card, platinum card, special features: RMB/USD dual-currency settlement.

10. Pufa Dream Card, a personalized private customized service, has distinguished VIP services at many airports and high-speed rail stations at home and abroad, as well as preferential services at international hotels, with no annual fee, overseas You can also get high cash rebates on your purchases.

A cost-effective platinum credit card

Compared with ordinary cards and gold cards, platinum credit cards not only have more generous benefits and discounts, but also can better meet the consumption needs of cardholders in terms of credit limit. , it is also a symbol of identity and status. As major banks have lowered the threshold for platinum credit cards, more and more cardholders want to apply for a platinum card. Today I will introduce to you several cost-effective platinum credit cards.

Bank of Communications Baiqilin Platinum Credit Card

1. Cashback category: 10% cash back at gas stations on Fridays, up to 100 yuan per month; 10% cash back at supermarkets on Fridays, no The maximum rebate is 200 yuan;

2. Airport privileges: 6 VIP lounge privileges at home and abroad. PP cards are issued abroad. You can sit at any time in Longteng VIP Lounge and PP Card VIP Lounge. Supplementary cards are also universal, including Bai Qilin. The card can also enjoy overseas CIP channels and experience fast boarding and rest services;

3. Supplementary cards: apply for 3 supplementary cards for free, and get 250,000 points for the first purchase;

4 , Theft insurance: 100,000 yuan of fraudulent use within 72 hours is the card's protection;

5. Multiple points: double the points in the birthday month, 5 times the points on the birthday, 3 times the points for US dollar consumption, etc.;

p>

6. Driving service: driving after drinking within 50 kilometers 6 times a year.

CITIC I Platinum Small Platinum Credit Card

1. The annual fee of 480 yuan/year will be directly waived in the first year. The annual fee for the next year will be waived if the card is swiped or cash withdrawn 12 times within the billing year. If the number of swipes is If the annual fee is not enough, you can use 60,000 points to offset it;

2. Points for online transactions;

3. 2-hour flight delay insurance;

4. 500 Wan Airlines Accident Insurance;

5. 24-hour Platinum VIP hotline service;

6. Use card points to redeem a variety of rewards, gifts, annual fees and flight privileges. The most valuable is the Platinum Card You can get double points, and you can even enjoy 4 times points in your birthday month.

Everbright Bank Longteng Platinum Credit Card

1. Travel rights: From the date of approval of the new account, unlimited Longteng VIP lounge services will be provided for the first 6 months;

2. Automobile roadside assistance service: 6 automobile roadside assistance services throughout the year, including emergency towing, roadside quick repair and emergency fuel delivery. The cardholder himself, his spouse or the vehicle in which the cardholder is riding can enjoy this service. ;

3. Insurance: Complimentary 2-hour flight delay insurance and air, train, and car accident insurance;

4. Cardholders use the Longteng Travel App or Sunshine Hui Life App. Enjoy a 20% discount on any Longteng service products purchased with the card;

5. Parking at designated airports for 1 yuan;

6. Stay two and get one free in five-star hotels.

Which bank platinum (gold card) credit cards are worth recommending?

The Peony Platinum Card of Industrial and Commercial Bank of China is better.

ICBC Peony Platinum Card is a credit card issued by Industrial and Commercial Bank of China.

ICBC Peony Platinum Card has two accounts, RMB and USD. The card level is Platinum and is issued by UnionPay, American Express, MasterCard and VISA credit card organizations. Enjoy ICBC airport VIP lounge services.

Financial Derivatives

ICBC regards the development of capital business as a strategic focus to promote operational transformation and cultivate future market competitiveness, and continuously improves its ability to operate capital in various domestic and overseas financial markets. and level.

In 2007, the cumulative amount of RMB inflows and outflows from domestic institutions reached 6,096.7 billion yuan, an increase of 27.6%, of which 4,113.3 billion yuan was lent out and 1,983.4 billion yuan was borrowed. The annual money market transaction volume was US$868.2 billion, an increase of 43.5%.

Which platinum credit card is best to choose China Everbright and China Guangfa?

Since major banks launched a series of generous privileges, platinum credit cards have been very popular among card friends. In order to enjoy the high limit and special benefits of platinum credit cards, many cardholders want to apply for one. So which platinum credit card is the best among various types of cards? Let me tell you: look for the platinum cards of these three banks: China Merchants Bank, Everbright and Guangfa.

China Merchants Bank Classic Platinum Credit Card

When it comes to which platinum credit card is the best, China Merchants Bank, as an old credit card bank, is the one we have to mention. The benefits that China Merchants Bank Platinum Credit Card can enjoy include:

CIP airport service for ***12 passengers per year per card for the main and supplementary cards; aviation accident insurance of RMB 15 million, fixed compensation of RMB 500 or RMB 2,000 for flight delays of four hours Reimbursement for travel inconveniences; 300 yuan + 100 points hotel rights for 4 times per household per year; use this card to use the code HYVISA to book Hyatt hotels, and enjoy three nights for free; 12 golf driving ranges per year; points can be exchanged for miles, etc.

Everbright Bank’s Longteng Platinum Credit Card

Everbright’s Longteng Platinum Credit Card is also very cost-effective. Its main benefits include:

From the date of approval of the new account, the first 6 Unlimited Longteng VIP Lounge services per month; car road rescue service: 6 car road rescue services throughout the year, including emergency towing, roadside quick repair and emergency fuel delivery, for the cardholder himself, his spouse or the cardholder All vehicles you take enjoy this service; insurance comes with free 2-hour flight delay insurance and air, train, and car accident insurance;

Cardholders can use the card to purchase any Longteng travel app or Sunshine Hui Life app. Enjoy a 20% discount on service products; 1 yuan for designated airport parking; and stay in five-star hotels for two and get one free.

Guangfa Bank Zhenshang Platinum Credit Card

This Zhenshang Platinum Card can be said to be the ultimate in business travel:

Card holders can use Guangfa Bank unlimited times Named high-speed rail VIP lounges; spending at business travel or overseas merchants will be counted as 3 times the points; 25:1 exchange for Air China/China Eastern Airlines/China Southern Airlines miles and Asia Miles; in addition, there are insurance gifts such as flight delay insurance.

I believe that card friends have already made a comparison in their minds about which platinum credit card is the best. The three platinum credit cards issued by China Merchants Bank, China Everbright and Guangfa are all good choices. Card friends can choose based on Choose based on your own preferences and habits.

Which bank is better for credit cards?

Each bank’s credit card has its own characteristics:

1. Ping An Bank: The first bank with a lower threshold for applying for a credit card is Ping An Bank. The reason why Ping An Bank can approve Many credit cards cannot be approved by other banks because Ping An's big data is relatively powerful. In addition, Ping An Bank's credit cards often have larger credit limits than those of other banks. Therefore, applications for credit cards from other banks are not approved or you want to get more. If you have a high credit limit, you can try to apply for a Ping An Bank credit card;

2. Bank of Communications: One feature of Bank of Communications’ credit card is that its Haoxiang loan has a relatively high credit limit, but Bank of Communications’ risk control Very strict and difficult to apply;

3. China Merchants Bank: A major feature of China Merchants Bank’s credit card is that there are many activities and long-lasting activities, such as half-price on Wednesdays, the annual ten-yuan storm, and irregular cash withdrawals. Activities such as giving away points. You don’t need to brush points every day. You can just participate in activities and brush points when there are events.

In addition, the credit card application rate is relatively high now. Credit cards that are more suitable for novices include China Merchants Bank’s Young Card, CITIC’s i Platinum, GF’s DIY Card, Bank of Communications’ Wal-Mart Card, etc.

For more information about which bank is better for credit cards, go to: View more content

What are the most worthy platinum credit cards?

Platinum credit cards have high credit limit and rights, which are common knowledge among card lovers. However, how to choose among the various platinum credit card products issued by major banks? Let me tell you which platinum credit cards are most worth getting in 2018!

1. CITIC i Platinum Credit Card

This is a small platinum credit card that is easier to apply for. It is easier for friends who are not financially strong to get it, but in terms of rights and interests , this card is also worth applying for.

CITIC Credit Card 9 points can be redeemed against Starbucks and Haagen-Dazs, etc., 9 yuan to enjoy movies, two movie tickets at a discount, 365 activities, etc., all i Platinum Credit Card holders can enjoy.

In addition, you can also enjoy online transaction points, 50% off IMAX movie viewing, 2-hour flight delay insurance, 5 million aviation accident insurance and other benefits.

2. Bank of Communications White Qilin Card

This is an old card that has been issued for many years, and it has never been out of the spotlight. Thanks to its rights and interests, it has not shrunk:

p>

1) The principal and additional cardholder can enjoy the "Ward Fortune" airport VIP service 6 times a year, and the principal cardholder can also enjoy the Dragon Travel Service 6 times a year;

2) Drinking after drinking 6 times a year Driving;

3) High points, 3 times USD consumption, 5 times on birthday, 2 times in the month, points can also be exchanged for air miles;

4) 250,000 points can be used Deduct RMB 1,000 annual fee.

3. Shanghai Pudong Development Bank American Express Platinum Credit Card

It is known as “the Platinum Card that can take you around the world”. Its benefits are very eye-catching and it is worth applying for, but the prerequisite is that you have sufficient financial resources. Conditions to pass: Domestic customers require an after-tax annual salary of more than 400,000, and foreigners require an annual salary of more than 650,000.

Privileges of Pudong Development American Express Platinum Credit Card

There are many platinum credit cards worth applying for in 2018, but it is also important to choose a product that suits you based on your application credit. If your If your financial strength is not strong enough, you might as well choose to apply for CITIC i Platinum.

This is the end of the introduction about which bank’s platinum credit card is good and the best platinum credit card. I wonder if you found the information you need?