Is it appropriate to invest in an apartment in Linping?

When investing, the first thing to make clear is whether it is appropriate to invest in real estate under the current market conditions. In fact, in today’s market conditions, investing in real estate often does not mean that you really need to make money from real estate. To a greater extent The point is to preserve value. Housing prices in Hangzhou have jumped since last year's G20 summit, but the government soon began to regulate. On the one hand, Hangzhou began to restrict purchases, and from the perspective of developers, housing prices were also restricted. The regulation was further upgraded in November. The one-year social security in other places has been increased to two years, which to a certain extent has once again restricted the number of buyers. Although it is still difficult to buy a house, the Hangzhou government is relatively fast in regulating it. This is what many people think nowadays. Once the price limit is lifted, there will be a supplementary increase in Hangzhou.

Of course, this is one aspect. It is now difficult to find a house in Hangzhou. The essential reason is the tight relationship between supply and demand. The current supply of new houses in Hangzhou is less than 10,000 units (if you have no idea, you can refer to 140,000 units in Chengdu and 130,000 units in Chongqing), which means that all housing purchases can be sold out in basically two months (the government is also aware of the current situation, so Start to increase land supply), and then look at the people who demand housing in Hangzhou, not to mention the people who are replaced and improved in the local area. Hangzhou has also been a big year for demolition in the past two years. Many demolished families need to buy new houses. Let’s look at the talents in Hangzhou. The number of talents introduced last year was 260,000. Most of the talents introduced were high-level young people. At a discount and paired with pairs, there were 100,000 people. Therefore, the current demand in Hangzhou is huge; last year, there were many third- and fourth-tier talents across the country. The city's destocking has also affected Hangzhou to a certain extent. In addition, the government's land supply has not been very large before. Before August this year, land with a premium rate of more than 50% required existing housing sales and other regulations, resulting in the current extremely high stock of commercial housing. The situation is low, so it is now difficult to find a house in Hangzhou. Of course, some people will also ask, aren’t there still second-hand houses? There are indeed second-hand houses, but you should not trust the websites. There are too many phishing websites. There are also a large number of landlords who are not interested in selling, but just want to see how much the house is worth. Moreover, the price of second-hand houses in the same location and the quality of the community is not as good as new houses. It is 20-30% higher than that of new houses. Choosing second-hand houses can only depend on luck.

The above situation is about residences. It is undeniable that residences in the same location will retain their value better than apartments. Does that mean that as long as you are qualified, you must buy a residence? This is not necessarily the case. Most residences in Hangzhou currently require full payment. In comparison, serviced apartments have a lower total price and are more acceptable to most people. Especially when the down payment is limited, there are only three options: 1. New house; 2. Second-hand house; 3. Apartment; 4. Not buying a house

1. New house; it is good to buy a new house, but the down payment The houses that can be purchased for around 40w are all in remote areas. Such houses have poor practicality and are inconvenient to commute by themselves. Even if the number of people who can rent them out is limited, it is better to think more before buying;

2. Second-hand houses; It’s also good to be able to buy second-hand houses. The price of second-hand houses in the same area is better than that of new houses. It is inevitable that there are few areas for second-hand houses to choose from. Not to mention the distance to old and run-down communities, the house layout design and community design are also average, with parking spaces, Property needs to be improved, and you need to weigh the pros and cons such as whether it can be resold smoothly in the future.

3. Apartments; the location of apartments you can choose with a down payment of 40w is better than that of houses, but apartments also have their own limitations. People pay attention to the fact that they do not have a school district and the property rights are shorter than that of houses. , but after all, the utilization rate of apartments is high. Although it is an apartment, you have bought a house to some extent. Why not wait for the policy to loosen and sell the apartment for a down payment of a house~

4. Do not buy a house; compared with the above three, If you don’t buy a house, maybe you will find a suitable one later, but I can only say that the probability is extremely low. There is no suitable one now, let alone in the future. Not being able to buy a house may mean leaving Hangzhou in the future. I think this may be a big problem. It’s the pressure that most young people are burdened with.

Choose the solution that suits you based on your actual situation.