Traditional Culture Encyclopedia - Hotel franchise - Changzhi County News Network News What is the policy for farmers to buy the first suite in the city?
Changzhi County News Network News What is the policy for farmers to buy the first suite in the city?
The provincial government requires that in terms of financial services, it is necessary to increase credit support for farmers to buy ordinary self-occupied houses in cities. All commercial banks should actively carry out individual housing loan business for rural residents, expand their business scope and support farmers to buy houses in cities. Local housing provident fund management institutions should take the initiative to serve, open deposit accounts for migrant workers, and establish a "green" channel to help them pay normally.
government subsidy
You can enjoy government subsidies when you buy the first suite in the city.
The provincial government has made it clear that it will implement the financial subsidy policy and encourage qualified county (city, district) governments to give a certain proportion of housing subsidies to farmers and migrants who buy the first commercial housing in this city, or local finance will give housing subsidies to buyers according to the appropriate proportion of deed tax paid on the purchased housing. The specific amount of subsidies shall be formulated and implemented by all localities according to the level of economic development and the per capita disposable income of urban and rural areas.
The "Opinions" clarify that from 20 15 to 20 17, the provincial finance will arrange no less than 300 million yuan each year to reward and subsidize counties (cities, districts) that have implemented policies well. At the same time, those who meet the conditions of provident fund loans can apply to convert commercial bank loans into provident fund loans, or the provident fund management center entrusts commercial banks to issue loans, and the provident fund management center gives interest spread subsidies.
reduce costs
The transaction fee for buying a house can be paid less.
"We must safeguard the existing rights and interests of farmers entering cities." According to the Opinions, farmers who buy commercial housing in counties or towns can choose to apply for permanent residence of urban residents in their places of origin or where they buy houses, and their original medical and collective economic benefits will remain unchanged; Their parents, spouses and unmarried children who live together can move into this city for registration, and keep the original homestead and enjoy the right to use the homestead according to law.
In addition, in order to reduce the cost of buying houses, our province proposes to actively organize farmers in cities to buy commercial houses by group purchase. If the group purchase exceeds a certain scale, the government can give appropriate subsidies. For farmers who buy new commercial housing and second-hand housing in cities, local governments can further appropriately reduce the transaction fee collection standards on the basis of national standards.
Hope to adopt
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