Never buy a house next to a house.

1. The houses on the roadside are too noisy. Houses on the roadside will be close to the road. Cars are coming and going on the road, and the sound of car horns and friction with the ground is uninterrupted. It is impossible to open the window at night in summer. If you open the window, there will be a lot of noise, which will affect people's rest. Therefore, if you are sensitive to sound and have poor sleep quality, you must not buy a house next to it.

There is a lot of dust in the house next to it, because it is close to the road and the room is dusty, so it will be more difficult to clean. As long as you open the window, the dust rolled up by the outside vehicles will enter the room. If the house is full of dust for a long time, it will have bad luck, which will have an impact on wealth and residents' health.

Can I get a down payment if I can't get a house loan?

If the house loan fails, whether the down payment can be refunded can be divided into three situations. 1: If the bank refuses to approve the loan because the developer has not obtained the pre-sale permit or the house sold has quality problems, the buyer can ask the developer to refund the down payment and claim losses. The second type: due to the buyer's own reasons, such as incomplete information or bad credit, the down payment for house purchase will not be refunded at this time. The third type: if the loan is not approved due to force majeure factors such as government policies and bank regulations, the down payment can be refunded.

How much is the down payment for buying a house?

The down payment of the house depends on the actual situation. Generally, the down payment is 30%, but it depends on the size and type of the house and the number of houses purchased. If it is the first house, the down payment ratio of commercial loans generally starts from 30%, but if it is the second house, the down payment ratio will rise to more than 40%. If the area of the first residential house is less than 90 square meters, the minimum down payment ratio of 90 square meters or more is 20%, then the minimum down payment ratio is 30%. If it is an ordinary house, the down payment ratio is about 30%, and if it is a commercial house, the down payment ratio is above 50%.