It is wisest for women to buy a house before marriage.

It is wisest for women to buy a house before marriage.

It is wisest for women to buy a house before marriage. Nowadays, many girls don't want to fall in love, but they all want to have their own home, and apartments are the most important thing. This apartment is affordable and can be rented. So is it wise for women to buy apartments before marriage?

It is wisest for women to buy a house before marriage.

First of all, don't buy a house before marriage, but rent a house anyway, and rent is also an expense. Instead of paying rent to the landlord, it is better to buy an apartment for the month, which is an asset anyway.

Secondly, even if you can't live in your own apartment after marriage, you can rent it out, and rent is also a kind of non-income.

Thirdly, for many first-and second-tier cities, the cost-effective apartment itself has a certain appreciation space, which is also a return on investment.

Is it reliable to buy an apartment for the elderly?

Apartment includes residential apartment and commercial apartment. Residential apartments and ordinary houses enjoy 70 years of property rights, and the charging standards of water, electricity and property management fees are the same as those of ordinary houses after occupancy.

Commercial apartments, like commercial houses, have only 50 years of property rights, and the charging standards of water, electricity and property management fees after occupancy are the same as those of commercial houses, which are much higher than those of ordinary houses. In other words, commercial apartments not only have short property rights, but also have high later costs, and neither of them can have gas pipes to supply gas. If these are clear, it is not impossible to buy an apartment for the elderly without affecting the cost and quality of life.

Why did you choose an apartment?

1, single apartment sparrows are small and complete, which can meet personal needs, with a series of facilities such as kitchen and bathroom, and the living environment is very good.

2. The high housing price or down payment and the psychology that China people generally want to buy a house, living in a big house is not as good as renting a house, and at least the area of their single apartment is small, so it is a good choice for your family to generally enjoy down payment.

It is wisest for women to buy a house before marriage. Is it better for girls to buy an apartment or a house before marriage?

flat

Last year, I saw several apartments in real estate, all close to the subway entrance and the central business district. I really want to buy an apartment. Opposite is a university, the disadvantage is that it is too small, only more than 20 square meters.

And the property is 5 yuan a flat, commercial water and electricity, no gas, so the cost of living is actually quite high. Because it is commercial, it can also be used to open nail shops and companies. Because I live alone, as a girl, it is inevitable to consider safety first. There is also a property right of 40 years, not counting from the delivery of the house.

But when I took the land from the developer, I checked it carefully. At that time, the property right of the building was only over 20 years. Although I said I didn't know what the policy would be after more than 20 years, there would definitely be a renewal, but I didn't know what it was, so I gave up the idea of an apartment. These are all the factors I considered at that time.

Residential chapter

Actually, I only bought more than 50 flats, and that set is only 38 flats. In the photo taken last time, a sister said that my living room was really transparent. Sisters are actually my living room and my bedroom.

But fortunately, the location is good. There will be a subway downstairs in four years, and it is not far from the business circle in the south. The kind that can go anywhere. The property is a little more than two yuan, with water, electricity and natural gas (I like the dishes fried with open fire ...), and then if I take the elevator, I have to swipe my card to go to the designated floor, and I bought the middle and high floors! Quite safe, my building is basically bought by girls of the same age! I think the only drawback is that it is a little more expensive than an apartment.

And I have carefully considered that women are becoming more and more independent, and the trend of girls buying houses will only get higher and higher in the future, even if they want to sell in the future, it will not be too difficult.

Anyway, in fact, the house, as long as you like it, is your own nest, mainly depending on whether you can accept those shortcomings, and then having a nest is better than renting a house! I hope I can give you some reference and wish you a favorite house.

If the mortgage can come down this month, it is estimated that the renovation will begin next month!

It is wisest for women to buy a house before marriage.

Because the house price is too high, whether girls want to buy an apartment before marriage, in fact, they must first understand what an apartment is and what are its advantages and disadvantages.

Only in this way can we help our majority of girls buy a house, make the wisest choice and not buy the wrong house.

Apartment: Early apartments were public apartments, which were divided into business apartments and employee apartments.

Now the apartment is a kind of living form in business or real estate investment, and its appearance is generally satisfactory. Each floor has several suites, public corridors, toilets and toilets, which are mainly convenient for office life and external leasing.

What are the advantages of this apartment?

No. 1, the total price is cheap.

Combined with the apartment projects in various cities, most apartments are small-sized units with a relatively small area, which is generally maintained between 40-60 square meters.

The small size of this apartment means that its total price is relatively cheap. For most property buyers, the threshold for buying a house is relatively low.

The second advantage is that it is not restricted by policies.

We all know that most apartments are different from commercial houses and are not subject to policy restrictions.

After this round of destocking, various cities have introduced many restrictive policies on the purchase of commercial housing, such as restricting loans, purchases and sales.

Apartment is different, not only there is no purchase restriction policy, but also the purchase restriction policy is absolutely loose compared with commercial housing. As long as you have money, there is no limit to the number, you can apply for a commercial loan.

The third advantage is higher rental income.

We all know that the overall rental income of housing in China is very low, and the national average rental income is less than 2%.

The rental income of most commercial houses is only maintained at 1.4%, but apartments are different, and the rental income is much higher than that of ordinary commercial houses.

Even we often meet some developers in serviced apartment, and the rental income is as high as 8%, which is very stable.

Yes, apartments also have many advantages.

What are the shortcomings of the apartment?

1 Disadvantages are large down payment and small financial leverage.

Apartment is a commercial property, and its down payment and financial leverage are different from those of commercial housing.

Under normal circumstances, buying an apartment requires a down payment of 50%, and the longest loan time is only 10 years.

In the final analysis, although there is no limit on the number of apartments, the down payment is high, the loan time is relatively short, and the financial leverage is small.

The second disadvantage is the high cost of holding.

The cost of holding an apartment is relatively high, on the one hand, it comes from the short mortgage time and the large monthly supply, on the other hand, it comes from the commercialization of water and electricity property gas.

The loan can only be repaid for 10 month, which is a little more than the general products. The hydropower property department of the apartment is commercial in nature, and it is several times more expensive than the hydropower property of the house according to commercial charges.

The third disadvantage is the poor living environment.

Compared with commercial housing, the living environment of apartments is also very poor, and the overall environment is relatively poor.

On the one hand, it comes from the small apartment, on the other hand, it comes from the environment of the community and the people living there.

Generally, apartments have no living environment, only one or two buildings, and the proportion of approval for apartments is very scary. Two elevators often have twenty or thirty households on the first floor.

Most importantly, most apartments are used for business. If you buy an apartment, you may be next door to a hotel chain or an Internet company, which is very noisy.

The fourth disadvantage is poor liquidity and difficult to realize.

Compared with commercial housing, the liquidity of the apartment is particularly poor when it changes hands for the second time, and it is particularly difficult to realize it.

Because the apartment is commercial, the second sale needs to pay high taxes and fees in the middle, and the taxes and fees in the middle are often several times that of the house.

Many property buyers are reluctant to buy apartments. After all, the intermediate cost is too expensive, especially uneconomical.

Yes, the shortcomings and advantages of the apartment are not limited to these.

Of course, apartments have other shortcomings, such as the limited value-added space of apartments, and it is relatively difficult to maintain a stable income for apartments purchased independently.

Second, girls want to buy a suite before marriage, because the house price is too high, is the apartment worth buying?

At the first point, we learned what an apartment is and its advantages and disadvantages.

Obviously, there is no perfect house, even an apartment has its own advantages and disadvantages, but the disadvantages are more specific and more.

Therefore, I personally suggest that even if the house price is too high, girls should not buy an apartment before marriage.