Down payment ratio of apartment loan

First, the down payment ratio of apartment loans

Down payment ratio of real estate: the average price decreased slightly by about 18000, and the situation can be divided into: 1. For the first suite, the minimum down payment can be 20%; 2. In the case of the second suite, the minimum down payment for purchasing the property is 60%; 3. In the case of three suites, the bank that needs a loan may not approve the loan according to the house price; 4. In other cases, the minimum down payment is 30%.

2.202 1 How much is the down payment for the house in downtown Qingdao?

202 1 Qingdao The minimum down payment for a house is generally around 30%. Some communities are 25%. But these are communities with bad corners or poor sales. You can also choose your own down payment. If it goes up, there is no limit to 50% to 100%. Just pay the down payment according to the loan pressure. If the down payment is more, the repayment pressure will be less in the future. If the down payment is 30%, buy a big house. The repayment pressure will be even greater.

Third, the down payment ratio of Qingdao apartment loan

Property down payment ratio:

The average price dropped slightly 18000 or so, and the down payment was 30%.

Now the down payment can be divided into:

1. Take the first suite as an example, the minimum down payment for a new house with a purchase area of not more than 90 square meters can reach 20%;

2. In the case of the second suite, the minimum down payment for purchasing the property is 60%;

3. In the case of three suites, the bank that needs a loan may not approve the loan according to the house price;

4. In other cases, the minimum down payment is 30%.

4. What is the down payment ratio of the first suite in Qingdao? Two people, one of whom has a provident fund. ...

If the down payment is low, you must choose the provident fund.

The interest rate of the provident fund is 3.25, the commercial loan is 4.9, and the monthly payment is several hundred yuan less.