Convertible range of ICBC's certificate of deposit

The convertible scope of ICBC's certificates of deposit is that you can withdraw RMB demand deposits at any business outlets in the country through savings cards or current passbooks, and you can also withdraw RMB demand deposits through self-service machines.

Tips:

1. If the accumulated withdrawal amount on that day reaches or exceeds 50,000 yuan, valid identity documents shall be provided. From July 2020, when the withdrawal amount in some areas reaches a certain amount, it is necessary to make an appointment with the outlets in advance and provide "withdrawal purposes". Please refer to the reply from the outlets for details.

2. The extraction of self-service machines and tools is limited by single amount and daily accumulated amount.

3. If you use the ATM of other banks to withdraw money, you need to charge a handling fee.

4. From April 1 day, 2020, the inter-bank withdrawal function of ATMs in Xishuangbanna, Pu 'er, Lincang and Dehong areas of Yunnan will be suspended.

Interest rules for time deposits (lump sum deposit and withdrawal):

Overdue withdrawal: the overdue part shall bear interest at the current interest rate on the withdrawal date.

Withdrawal at maturity: Interest will be calculated according to the local interest rate floating standard on the deposit date.

Transfer term: interest is calculated according to the lump-sum interest rate of the same grade on the day of transfer.

Early withdrawal: interest will be calculated at the current interest rate on the date of withdrawal.