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What are the benefits of GDB Platinum Card?

How much is the annual fee for Guangfa Basic Platinum Card?

Annual fee for Guangfa Platinum Card:

The annual fee of CGB Shang Zhen Platinum Credit Card is RMB in 480 yuan and RMB in 240 yuan.

The annual fee for Guangfa Ctrip, China Southern Airlines, China Eastern Airlines, Air China, Shenzhen Airlines, Xiamen Airlines Egret, Sichuan Airlines and Hainan Airlines Platinum Credit Cards is 800 yuan RMB;

The annual fee of Guangfa Xiangzhen Platinum Credit Card is 800 yuan RMB, and the annual fee of supplementary card is 400 yuan RMB;

The annual fee of Guangfa Golf Platinum Credit Card is 7888 yuan for the main card and 3888 yuan for the auxiliary card.

GDB China Eastern Airlines, China Southern Airlines and Hainan Airlines have an annual fee of 2,500 yuan for value-added platinum credit cards;

The annual fee of Guangfa Platinum Credit Card for car owners and business travelers is 2888 yuan for the main card and 1488 yuan for the auxiliary card;

The annual fee of Guangfa Zhenqing Platinum Credit Card is 2,500 yuan for the main card and 1.250 yuan for the auxiliary card;

The annual fee for the main card of Guangfa Zunyue Platinum Credit Card is 2000 yuan;

Extended data:

Guangfa Platinum Card is a VISA credit card issued by Guangfa Bank.

China guangfa bank was established in September 1988 with a registered capital of RMB114.08 million, and its headquarters is located at No.713, Dongfeng east road, Yuexiu district, Guangzhou, China. With the approval of the central bank, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established on the beautiful Pearl River, and it is one of the earliest joint-stock commercial banks in China.

On April 8, 20 1 1, with the approval of the regulatory authorities and relevant government departments, the original registered name of Guangdong Development Bank Co., Ltd. was changed to "Guangfa Bank Co., Ltd.". The English name was changed to "ChinaGuangfaBank" ("China guangfa bank").

By the end of June 2020, the total assets of Guangfa Bank were 28 1 trillion yuan, an increase of 6.84% compared with the beginning of 2020; The total liabilities were 2.59 trillion yuan, an increase of 7.02% compared with the beginning of 2020. In the first half of 2020, Guangfa Bank achieved an operating income of 40.907 billion yuan and a net profit of 6.486 billion yuan.

On March 9th, 2020, "Top 20 19 China Banking 100 Ranking" was released, and Guangfa Bank ranked 16.

After years of rapid development, the strength of Guangfa Bank has been further enhanced. At the end of 20 10, the total assets of the Bank were 81439 billion yuan (RMB, the same below), an increase of1479.03 million yuan or 22.19% over the beginning of the year; The accumulated net profit of the whole bank in 20 10 was about 665,438+89 million yuan, an increase of 2,802 million yuan or 82.73%.

20 1 1 year, the profit of Guangfa Bank reached a new high, with a net profit of 9.586 billion yuan, up 54.89% year-on-year. By the end of 20 1 1, the total assets of the whole bank were 9189.82 million yuan.

The business scope of Guangfa Bank is all banking business stipulated in the Commercial Banking Law, which mainly includes: absorbing public deposits and issuing short, medium and long-term loans; Handle settlement; Handle bill discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds; Engage in interbank lending; Providing letter of credit services and guarantees; Acting for payment and insurance agency business; Provide safe deposit box service; Foreign exchange deposits; Foreign exchange loans; Foreign exchange remittance; Foreign currency exchange; International settlement; Settlement and sale of foreign exchange; Inter-bank foreign exchange lending; Acceptance and discount of foreign exchange bills; Foreign exchange loans; Foreign exchange guarantee; Issuing foreign exchange credit cards; Buying and selling foreign currency securities other than stocks and acting as an agent; Issuing and acting as an agent to issue foreign currency securities other than stocks; Self-operated and valet foreign exchange transactions; Acting as an agent for issuing and paying foreign credit cards; Offshore financial business; Credit investigation, consultation and witness business. Other businesses approved by the Central Bank of China and the banking regulatory agency.

When will the annual fee of Guangfa Platinum Credit Card be refunded?

After meeting the exemption conditions, the annual credit card fee of Guangfa Bank will be refunded 90 days after the credit card is opened or the annual fee collection date.

The annual fee of CGB credit card can only be refunded if certain conditions are met. The annual fee is deducted on the day when the credit card is activated, and it can be refunded 90 days after the card is opened in the first year after meeting the exemption conditions. After that, the system will automatically refund the annual fee on the annual fee collection day after the annual card is swiped to meet the conditions of annual fee exemption.

Extended data:

The annual fee standard of GDB Platinum Credit Card is as follows:

1. The annual fee for the main standard platinum card is 2,500 yuan, and the annual fee for the supplementary standard platinum card is 1500 yuan;

2. The annual fee for the main card of USD Platinum Card is USD 300, and the annual fee for the supplementary card of USD Platinum Card is USD 180;

3. Shang Zhen Platinum Card has an annual fee of 480 yuan for the primary card and 240 yuan for the secondary card;

4. The annual fee of Zunyue Platinum Card is 2000 yuan, and there is no supplementary card;

5. The annual fee for the main card of True Love Platinum Card is 2,500 yuan, and the annual fee for the supplementary card of True Love Platinum Card is 1250 yuan;

6. The annual fee for the main platinum card is 800 yuan, and the annual fee for the supplementary platinum card is 400 yuan;

7. The annual fee for the main card of China Southern Platinum Card is 2,500 yuan, and there is no supplementary card;

8. The annual fee for the main card of Air China Platinum Card is 2,500 yuan, and the annual fee for the subsidiary card of Air China Platinum Card is 1250 yuan;

9. The annual fee for the Spring and Autumn Platinum Card is 800 yuan, and the annual fee for the Spring and Autumn Platinum Card is 400 yuan;

10. The annual fee of the owner's platinum card is 2888 yuan, and the annual fee of the owner's platinum card supplementary card is 1488 yuan;

1 1. The annual fee of Dongfeng Nissan Platinum Card is 800 yuan, and the annual fee of Dongfeng Nissan Platinum Card is 400 yuan;

12. The annual fee for the main business travel platinum card is 2888 yuan, and the annual fee for the subsidiary business travel platinum card is1488;

13. The annual fee of the main golf platinum card is 7888 yuan, and the annual fee of the subsidiary golf platinum card is 3888 yuan;

14. The annual fee for the main card of Ctrip Platinum Card is 800, and there is no supplementary card.

China Guangfa Bank Credit Card-Charge Standard

If you don't open the Guangfa True Platinum Card, will you charge an annual fee?

Guangfa enjoys the Platinum Card, and there is no annual fee for not opening the card. The annual fee of Platinum Master Card is 800 yuan/year, and that of Supplementary Card is 400 yuan/year, which will be deducted on the day of activation, and there is no reduction policy. During the annual fee period, 80,000 points of the main card can be exchanged for 400 yuan, and 40,000 points of the auxiliary card can be exchanged for 200 yuan. The term of annual fee is 1 time.

Guangfa enjoys the Platinum Credit Card, which is designed for customers who pursue a higher quality of life. It has the functions of green medical access, green airport access and giving away high travel accident insurance.

Extended data:

Guangfa did enjoy some special features of the Platinum Card.

(1) exclusive fee waiver

Customers can enjoy a number of fee reductions, such as the handling fee for accessing the consumption list in China, the handling fee for accessing the payment voucher abroad, and the over-limit fee.

(2) Green channel for medical treatment

Customers can enjoy three VIP appointment registration services and three medical guidance services in major cities in China free of charge every year, and give priority to the appointment of time and experts for customers, accompanied by experienced medical guidance personnel to assist in payment and medicine collection, so that you can see a doctor easily.

(3) Business travel VIP courtesy

Airport VIP courtesy: exclusive lounge, agency procedures, boarding reminder, long-distance ferry, etc.

High-speed rail VIP courtesy: convenient location, close to the ticket gate, escorted by special personnel, priority boarding. Enjoy the privileges of Guangfa's exclusive airport and high-speed rail VIP room for unlimited times, get the Longteng card for free, get the Longteng airport VIP room for 6 times (6 o'clock) and get the Longteng high-speed rail VIP room for 4 times (2 o'clock) a year. Only 150 yuan/minute will be charged if the bonus points are exceeded.

Covering more than 200 major cities at home and abroad, such as Beijing, Shanghai, Guangzhou, Shenzhen, Hongkong, Tokyo and new york.

(4) Give away multiple points (exclusive to Platinum Card)

Guangfa Zhen Zhen Platinum Credit Card can enjoy 3 times points accumulation when spending on business trips or overseas merchants.

(5) High travel accident insurance

5 million yuan travel accident insurance comes with the card, which can also benefit your family, so that you can enjoy intimate protection every time you travel with your family.

China Guangfa Bank-Online Customer Service-Enjoy Platinum Card Annual Fee

China Guangfa Bank-Credit Card-Guangfa Enjoy Platinum Credit Card-Details of Features and Functions

What is the annual fee for GDB Credit Card Platinum Card?

There are many types of Guangfa Bank Platinum Cards, such as Guangfa Bank True Love Platinum Credit Card and Guangfa Bank Golf Platinum Credit Card. Different types of platinum credit cards have different annual fees. For example, the annual fee of Guangfa Bank Golf Platinum Credit Card is 7888 yuan, Shang Zhen Platinum Credit Card 480 yuan, Zunyue Platinum Credit Card is 2000 yuan, Sichuan Airlines enjoys Platinum Card, Tuniu enjoys Platinum Card and Shandong Airlines enjoys Platinum Card 800 yuan.

1.PlatinumCard is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks.

UnionPay card is a bank card jointly launched by China UnionPay and commercial banks, which starts with 62 and has the UnionPay logo printed on the card surface. UnionPay cards only have the UnionPay logo on the card surface, and there are no other card brand logos, which are usually also called single logo UnionPay cards. Two. UnionPay cards are subdivided into ordinary cards, gold cards, platinum cards and diamond cards according to the card level and service authority.

Like other UnionPay cards, the UnionPay Platinum Card starts with 62 and has the UnionPay logo on its face. In terms of appearance, the card issuer identification area on the front of the card is printed with the English or English "Platinum Card" product name, or the card surface uses the "Platinum" Platinum Card product identification pattern designed by UnionPay (UnionPay Zunshang Platinum Credit Card uses the PriorityPlatinum pattern). The main color of the card is usually metallic platinum.

Second, the higher the level, the higher the rights.

Generally speaking, Puka enjoys most wool preferential activities, such as meal discount, movie 10 yuan, Starbucks 9 points and so on. Of course, on the basis of Puka, some banks give more preferential treatment to gold cards, and the points policy is relatively better. Platinum cards can usually enjoy high-end services provided by banks such as golf, SPA, physical therapy, airport transfer, VIP lounge, five-star hotel discounts, free reservations and so on.

Platinum card is much more expensive than gold card because of its high credit card grade. At present, the annual fee of most platinum cards is about 2,000-4,000 yuan, and some special platinum cards even exceed 10,000 yuan. Unlike gold cards, platinum cards launched by many banks do not support direct annual fee reduction, and can only be reduced through consumption and points.

So much for the introduction of the annual platinum fee of Guangfa Credit Card.