What is the nature of financial mediation center?

The Financial Mediation Center is a non-governmental non-profit organization.

The responsibilities of the financial mediation center are: mediating and commenting on financial consumption disputes; Assist financial institutions in handling complaint cases; Guide financial consumers to protect their rights according to law; Carry out financial knowledge publicity, education, training, consultation, research and exchange in the field of financial consumer rights protection.

The recruitment conditions of the financial mediation center are:

1, college degree or above, age 18.

2. Good language communication skills, writing skills and computer operation skills.

3, law-abiding, good conduct, no record of violation of discipline.

4. Have the ability to perform their duties normally.

5. Strong sense of responsibility.

Characteristics of financial supervision mechanism:

The function of financial regulation mechanism is obviously countercyclical. It goes against the need of currency circulation. When the social demand is excessive, tighten the money supply and appropriately reduce the currency circulation; When the social demand is insufficient, we should relax the monetary policy and appropriately increase the currency circulation to adjust the relationship between social supply and demand.

Creativity of credit. This mainly refers to the multiplier effect of money. Funds will be used repeatedly in the process of flow. Lending, an original deposit can be multiplied by lending. As the initial lender, the central bank will enlarge or reduce the total amount of money circulation by regulating the base currency.

Interest rate transitivity. There is an interest rate transmission effect between the central bank and specialized banks, that is, specialized banks will automatically adjust the interest rates of all their loans according to the loan interest rates of the central bank to specialized banks for their own interests. Therefore, the central bank can influence the interest rate of specialized banks by adjusting the interest rate of specialized banks, and then adjust the currency circulation of the whole society.