202 1 Bank of Communications prepayment process

202 1 Bank of Communications repays the loan in advance:

1, there is enough money in the bank card;

2. The repayment person brings his/her ID card and title certificate to the repayment department of Bank of Communications on June 16 to fill in the application form for prepayment, and the bank will provide all repayment lists after review and sign and seal them;

3. The repayment person goes to the business hall for repayment procedures;

4. The borrower submits the repayment voucher to the repayment department and fills in the Application for Cancellation of Registration of House Mortgage;

5. After the audit of Bank of Communications, the payer shall go through the formalities of unfreezing the issuance of other warrants (it will take one week), and the repayment of commercial housing loans will be completed;

6. The repayment person brings his ID card, property right certificate, certificate of other rights and application for cancellation of registration of house mortgage to the service hall of the real estate bureau for cancellation of other rights, and the property right certificate is unfrozen.

What should I pay attention to in prepayment?

Generally speaking, the borrower needs to wait for the bank's approval after applying to the bank. However, it should be noted that when repaying part of the loan amount, the general amount is an integer multiple of 1 0,000 or 1 0,000, so you must learn to manage your own wealth. At the same time, it should be noted that the repayment methods are very different. Generally speaking, it needs to be defined according to the repayment plan of the lending bank. I hope everyone can understand this.

How can we better ensure that there is no problem with our credit information?

Our personal credit information is closely related to the amount of bank loans. It should be noted that we must avoid the overdue behavior of credit cards in our lives, so as to better ensure our credit information is in good condition.

How can we get the lowest bank loan interest rate?

Everyone wants to minimize the interest rate when applying for a loan, so we must master a skill when choosing, that is, shop around, because we all know that different banks need different interest rates, which everyone can know. At the same time, we need to pay attention to our personal credit information in daily life. Only by ensuring that your credit information is spotless can you get the lowest bank loan interest rate.