If you were financially free at the age of forty, what would you do?

I have read many answers to this question, and many of them will say that if I reach the age of 40 and achieve financial freedom, I will find a city I like and buy a decent apartment with a yard. A house, a dog or a cat, travel again if you have nothing to do, occasionally go abroad to see the outside world if conditions allow, buy some insurance for yourself and your family, it is wonderful to think about living such a life every day.

These should be the answers most people gave me, but there is a premise for this, which is the word "if". People who answered these all used the word "if". If you achieve financial freedom by the age of 40, it means that you must meet two prerequisites,

First: none of them have reached the age of 40,

Second: none of them have achieved it Wealth freedom.

Actually, I know quite a few middle-class people who have achieved financial freedom by the age of 40. Basically, their annual salary is several million or even tens of millions. This number completely indicates that they have achieved financial freedom. However, the answers they gave me were not the ones mentioned above. This was also expected, because at this level, most of them are entrepreneurial bosses or senior managers. Most of them have loans from banks, and they all say that the richer they are. It is absolutely true that people have more debt.

When they open their eyes every day, they may have to spend thousands or even tens of thousands of dollars, including loans and daily expenses. Most people over the age of forty are older and younger. The expenses can be imagined.

The daily expenses are thousands or even tens of thousands, and this is for a long time. Ordinary working-class people may only earn this much money in a month.

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