Is it necessary to buy insurance when going to Europe?

Of course you need to buy insurance when traveling by car in Europe.

Guide to purchasing insurance:

Suggestion 1: Check clearly whether the insurance contract meets the two requirements for applying for a visa at the same time

1. It must have a global emergency rescue function of insurance.

2. The amount of overseas medical insurance is not less than 30,000 euros, usually more than 300,000 yuan.

Recommendation 2: Fully understand the specific content of emergency rescue services and the service level of overseas rescue companies that provide services

When traveling to Europe to purchase commercial insurance, you need to pay special attention to the quality of the rescue agencies that provide services. Network distribution and service reputation.

Suggestion 3: Make it clear whether the insurance you purchased provides "advanced payment" or "post-incident reimbursement"

The so-called "post-incident reimbursement" refers to the insurance you purchase in the event of an accident. , the customer first pays the medical expenses by himself, and then submits a claim to the insurance company for reimbursement after returning to the country. In this way, if a customer unfortunately has an accident abroad and incurs hospitalization and other expenses, he or she needs to solve the financial problem by himself first and have enough funds to pay for all the expenses caused by the accident. "Advanced payment" means that if a customer unfortunately encounters an accident, the insurance company will directly bear the hospitalization expenses within the insurance limit in accordance with the contract, and the customer does not need to travel to a foreign country to raise funds, which is very considerate and convenient.

Recommendation 4: Full consideration should be given to the protection period of the insurance purchased, and the insurance should be purchased according to the required insurance amount and number of days

According to the different travel time and different protection needs of customers, insurance companies have There are a variety of plans to choose from, and the effective date and coverage period of the policy can also be determined based on the visa date, making it truly convenient for customers to apply for a visa when traveling and provide effective insurance protection.

If you want to know more about insurance, you can go to >> "Buy Fish and Talk about Insurance" for free consultation!