Traditional Culture Encyclopedia - Tourist attractions - What kind of insurance should I buy for a one-day trip? I want to buy a one-day trip insurance product, but I don’t know how to buy it.
What kind of insurance should I buy for a one-day trip? I want to buy a one-day trip insurance product, but I don’t know how to buy it.
Better buy it.
1. Domestic travel insurance products.
General domestic travel insurance is short-term accident insurance, covering accidental injuries during travel, and some also provide acute disease protection. Generally, if the traveler originally purchased comprehensive accident insurance, it can be covered by the original accident insurance. If you want to increase the insurance amount or increase protection against acute disease risks during travel, you can purchase another short-term travel accident insurance to increase your value protection or supplement it.
In addition, if you engage in high-risk sports during your trip, such as rock climbing and diving, you must confirm with the insurance company or professionals whether it is covered by the insurance. Generally, travel accident insurance will cover high-risk sports. Listed as exclusions, if you engage in such sports it is best to purchase targeted products.
2. Overseas travel insurance products.
Insurance companies often cooperate with rescue agencies, such as International SOS. Rescue agencies directly provide rescue services overseas. The insurance amount is higher and the protection items are more comprehensive. In addition to general accidental injuries and acute disease protection liabilities, Some types of insurance also include additional protection responsibilities such as baggage delay, flight delay, and loss of documents.
It should be noted that Hong Kong, Macao and Taiwan are not considered domestic in the terms of insurance companies, so you should also purchase overseas travel insurance when traveling to Europe in these areas
Extended reading: How to buy insurance, which one Okay, let me teach you how to avoid these "pitfalls" of insurance
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