A few things about personal travel medical insurance

Many friends think that the travel time is relatively short and there is no need to buy insurance for it. However, in fact, it is precisely because of such a special travel period that the risks are quietly increasing, and the insurance you usually buy is not. At this time, it will not play a strong enough risk aversion role.

1. Reasons for the rise of personal travel medical insurance

1. It provides us with effective protection when individuals travel far away. Including accidents that occur during travel and travel medical expenses, we will make timely and reasonable claims based on the specific damage situation, so that we can significantly reduce the resulting expenses or losses. Personal travel medical insurance generally also covers accidental death, disability, etc.

2. It will provide us with corresponding medical personnel. Some personal travel medical insurance products will even provide corresponding medical units to provide you with medical services. This can be extremely helpful to individual travelers abroad. People often report that they get injured if they are careless while traveling, but due to various reasons such as unfamiliarity with the place, treatment is delayed, resulting in damage to their health. Personal travel medical insurance will also provide emergency rescue services. Such an insurance also ensures our safety during our travel life.

3. More and more people realize that travel agency insurance is not enough to avoid risks arising from personal travel. More and more people are paying attention to the fact that travel liability insurance does not cover accidents caused by tourists themselves.

2. How to choose a personal travel medical insurance?

1. There are many channels for purchasing personal travel medical insurance, including travel agencies and online purchases. Xiaonuo recommends that when choosing a channel, it is best to purchase it from a regular insurance company, which will also have professional staff. Give you advice. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country

2. For personal travel medical insurance, remember to choose a more cost-effective and high-quality insurance product according to your own conditions. Don’t lose your wife and lose your army. When purchasing, you should try your best to choose insurance products from insurance companies that are well-known and have sufficient service quality guarantees. You must choose carefully to avoid disputes during claims settlement, which may be detrimental to you.

3. Be sure to choose an insurance product with an insurance period longer than the travel period, because the journey can easily be delayed due to unexpected events, resulting in the inability to return in time. Time becomes a high-risk, unprotected period.

4. Pay attention to whether the insurance product you purchase has emergency rescue services. Xiaonuo recommends that it is best to purchase insurance products with this service.