Traditional Culture Encyclopedia - Tourist attractions - Can I use CCB debit card when traveling in Taiwan?

Can I use CCB debit card when traveling in Taiwan?

Yes, more than 70% of merchants and almost all ATMs in Taiwan can accept UnionPay cards.

1. Merchant card swiping

UnionPay cards can be used at all merchants with logos in Taiwan, including major department stores, restaurants, hotels, local specialty stores, airport duty-free shops, high-speed rail, Taiwan Railway and Taiwan fleet taxis, etc. A few merchants may not post the "UnionPay" logo. Cardholders can actively present their UnionPay cards and ask the cashier whether they can use them.

If using a dual-logo card, it is recommended that the cardholder actively asks the cashier to choose the UnionPay network to ensure that he can enjoy the various benefits of the UnionPay network.

2. Withdrawal

Almost all ATMs in Taiwan can accept UnionPay cards. There are signs posted on the ATM machines or displayed on the screen, and all have Chinese interfaces.

For the relevant regulations of the national competent authorities when using UnionPay cards to withdraw money from ATMs abroad, please refer to "Service Center - Overseas Card Use Services - Card Use Instructions"; the upper limit of a single UnionPay card withdrawal at an ATM in Taiwan It is NT$20,000. Some card-issuing banks may have restrictions on the amount of each cash withdrawal. Please consult the card-issuing bank for details.

3. Handling fees

There is no currency conversion fee for using UnionPay cards overseas or making purchases or withdrawals through the UnionPay network. The amount of local currency transactions will be directly converted into RMB at the market exchange rate. amount.

The handling fee for ATM withdrawals in Taiwan consists of two parts:

(1) Card-issuing bank handling fee: Please consult the card-issuing bank for specific rates.

(2) Taiwan ATM acquirer service fee: Some ATMs will charge a withdrawal service fee. This fee is charged by local banks in Taiwan and has nothing to do with UnionPay and the card issuer.

The handling fee for using a debit card to withdraw money from an ATM is relatively low.

Tips

Please do not set the password for your bank card too simply, and do not reveal your UnionPay card password to anyone, including bank staff.

When entering passwords in public places, pay due attention to the concealment of the operation.

When making purchases with your card, please keep your bank card out of sight.

If your card is lost, please call the card issuing bank immediately to apply for a loss report to ensure the safety of the funds in the card.