What kinds of travel insurance are there?

Traveling abroad is not only good for your health, but also can increase your knowledge. However, there are many uncertainties in travel, and you are not afraid of 10 thousand. Just in case, a travel insurance is the equipment that travelers must bring. At present, there are many kinds of travel insurance on the market, so consumers should choose the insurance that suits them. This article will introduce several types of travel insurance, so that everyone can make a better choice.

Introduction of travel insurance types

In my opinion, there are three main types of insurance suitable for travel on the market at present:

The first type: traffic accident insurance.

Traffic accident insurance is to ensure that the insured suffers death or disability due to accidents when traveling by plane, train, ship, bus and other means of transportation. The insurance company will pay the insurance premium as agreed. When buying online, you can freely choose the public transport you need to take. The insurance premium varies according to the guarantee period and different public transport. Guaranteed for 7 days, the price ranges from several yuan to more than ten yuan. It should be noted that the insurance liability of auto insurance mostly does not include the medical part of accidental injury. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

The second type: travel insurance.

Travel insurance is another choice for travel protection. The basic 7-day domestic travel insurance costs only a few yuan to protect accidental disability, death, accidental medical treatment and hospitalization subsidies; The seven-day insurance cost of domestic travel insurance is tens of yuan. In addition to the higher coverage of the above insurance liability, medical transportation and meal delivery, sympathy and visit subsidies, personal liability and so on have also been added. The insurance cost of foreign travel insurance will be higher.

The third type: comprehensive accident insurance

Comprehensive accident insurance covers a wide range, which can provide protection for disability, death, accidental medical treatment and accidental hospitalization allowance caused by accidents. The annual premium is generally two or three hundred yuan, and some comprehensive accident insurance also has major illness protection. Of course, the premium of this kind of insurance will be slightly higher. What are the accident insurance for accidental medical treatment? Which is more secure? Which is more worth buying? Let's take a look at some good accident insurance recommendations. Top 20 quality accident insurance in 2020!

Insurance products, rates and insurance liabilities of various insurance companies are different. Friends who need to buy insurance can log in to the insurance companies in official website and choose according to their own risks and protection. Special reminder is that it is best to read the insurance clauses before buying travel insurance, and clearly understand the insurance liability and exclusion liability, because some insurance products will list accidents caused by high-risk sports as exclusion liability, so friends who prefer high-risk sports should pay special attention when buying travel insurance.

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In recent years, traveling abroad has become a fashion, especially short-term travel. Many people will choose holidays to travel. In order to protect against accidents during traveling abroad, it is the wisest choice to buy a travel insurance. Short-term travel insurance is a kind of travel insurance specially designed for short-term travelers or business travelers to ensure their travel safety. Its main feature is that the insurance period is relatively short, and you can freely choose the appropriate guarantee period according to the actual travel situation. Read more