What should I fill in for personal foreign exchange purchases?

Personal foreign exchange purchases are generally used for travel, training, medical care, family visits, consumption, etc. However, foreign exchange purchase funds cannot be used for overseas purchases of houses, securities investments, life insurance, investment insurance and other capital that have not yet been opened. project. If you operate through the China Merchants Bank system, you can choose the purpose of purchasing foreign exchange. You can just fill it in truthfully. The option is for personal travel.

1. It should be noted that when filling in the purpose of purchasing foreign exchange, the "Estimated Time of Use of Foreign Exchange" item is required, and fill in the date when the funds for foreign exchange purchase are expected to be used. Prior to this, when individuals went to the bank to purchase foreign exchange, they did not need to indicate when they planned to use the exchanged foreign exchange. At the same time, when filling in the purpose of personal foreign exchange purchase, you can only select a single option. Individuals should check the items for the purpose of purchasing foreign exchange based on the actual purpose, and completely fill in all the details involved in the checked items.

2. Personal foreign exchange purchases are generally used for travel, training, medical treatment, family visits, consumption, etc. However, foreign exchange purchase funds cannot be used for overseas house purchase, securities investment, life insurance, investment insurance, etc., which have not yet been opened. capital projects. Before purchasing foreign exchange, please read the "Personal Foreign Exchange Purchase Application Form" in detail and fill in information such as the use of funds according to the actual situation.

3. The purposes of foreign exchange purchase funds include self-funded overseas study, private travel, official and business trips abroad, financial and insurance services, exclusive rights royalties and franchise fees, consulting services, employee compensation and support. Household funds, transportation, trade in goods, investment income, capital account, investment capital, other direct investment, overseas securities investment, domestic foreign exchange loans, etc. Fill in the investment type carefully. You can fill in the previous consumption types casually. Write.

1. At present, our country encourages individuals to freely exchange foreign exchange. You can buy foreign exchange directly by taking your personal documents to the bank. Some banks require an appointment in advance and do not require any complicated procedures. According to the latest personal foreign exchange purchase policy issued by the country, the annual limit for residents’ personal foreign exchange purchases has been increased to US$50,000.

2. Domestic personal foreign exchange purchases are made through China Merchants Bank. Within the limit, it can be handled at the counter, online banking, and mobile banking. If you need to withdraw cash, please contact the handling outlet to verify whether the currency is available before purchasing. Cash withdrawal business; if you need to handle overseas remittance, please understand the relevant regulations on overseas remittance in advance.

3. The purpose of personal foreign exchange purchase can be filled in for private travel or overseas study. As long as it is a legitimate and legal reason, you can apply. If you want to conduct foreign exchange transactions in China, in addition to applying for foreign exchange transactions at a bank, you can also apply for opening an account on a foreign exchange platform.

4. Self-financed overseas study: foreign exchange expenditures for individuals engaged in self-financed overseas study activities across the border. Others under tourism: foreign exchange expenditures by individuals for cross-border visits to relatives, medical treatment, pilgrimage and other activities, as well as rental expenditures by residents renting domestic buildings owned by non-residents. Financial and insurance services: Financial services refer to financial intermediary services and ancillary services, including financial service intermediary fees, handling fees, guarantee fees, commitment fees, and foreign exchange expenditures for consulting fees; insurance services include life insurance, property insurance, credit insurance, and liability insurance Foreign exchange expenditures on insurance auxiliary services such as premium receipts and payments from direct insurance and reinsurance, as well as services provided by insurance brokers, agents, and adjusters.

.Proprietary rights royalties and license fees: including foreign exchange expenses for licenses and trademark royalties, royalties for research and development results, license fees for copying or distributing computer software, audio-visual and related products, and other intellectual property royalties