How much is personal accident insurance a year?

Personal accident insurance is divided into three categories: traffic accident insurance, travel accident insurance and comprehensive accident insurance. 1, the liability for traffic accident insurance is mainly aimed at death or disability caused by accidents while riding commercial vehicles. At present, the annual traffic accident insurance premium is 1 00 to 150 yuan, and the insured amount is about 700,000 to 1 10,000 yuan. For a single purchase of traffic accident insurance, the insurance cost of flying is 20 yuan, and the insured amount is generally more than 400,000 yuan; Traffic accident insurance for long-distance buses and trains generally costs 2 yuan per share, and the insured amount is about 20,000 yuan. It should be pointed out that according to the person in charge of the brand propaganda department of PICC Group, the accident insurance in train tickets is very different from commercial accident insurance. The accident insurance in the train ticket is compensated by the railway department, and the commercial accident insurance is compensated by the insurance company. 2. Travel accident insurance liability mainly includes accidental injury, medical treatment, death and total disability during travel. Many types of insurance have additional services such as medical rescue and minor surgery. Insurance companies charge according to the travel time. A travel accident insurance premium of 10 day is about 10 to 20 yuan, and the insured amount is about100000 yuan. At present, many companies have also introduced overseas travel accident insurance, which provides sufficient protection. In addition to death and total disability, insurance liability also includes overseas rescue, overseas medical treatment, returning home, emergency outpatient service, hospitalization compensation, etc. Of course, the premium rate is also higher. A 20-day premium insurance in 250 yuan, with a coverage of about 2 million yuan. It should be reminded that ordinary travel insurance does not bear the responsibility of overseas protection. "You can spend thousands or even tens of thousands of yuan to travel, why care about travel insurance of tens or even several yuan?" AIA experts pointed out. 3, comprehensive accident insurance liability for all kinds of accidents caused by death, total disability and medical expenses caused by accidental injuries, etc. 500 yuan's one-year insurance has a maximum coverage of 2 million yuan. In the insurance concept, life is priceless, and accident insurance can be insured in multiple copies. However, at present, in order to avoid moral hazard, most domestic insurance companies are only allowed to buy three accident insurance and 1 overseas travel insurance. The above briefly introduces how much life insurance costs a year in general. Generally speaking, you can buy many kinds of life insurance, but only one kind. The same kind of insurance can only be bought in one insurance company, especially overseas travel insurance. Insurance is a kind of life guarantee for people now, and having an insurance can make people feel at ease.