How much does an overseas travel accident insurance cost? Will it be more expensive?

If you are considering the price of overseas travel accident insurance, you can also purchase it directly online, which is simple, convenient and fast, just like shopping online. As for the price of overseas travel accident insurance, it depends on which product you buy. The average travel accident insurance product is only about 100 yuan. Travel accident insurance is relatively cheap, it mainly depends on where you go, when you go, and the amount of coverage you want. The cheapest travel accident insurance is one yuan a day, while the more expensive ones are only a few dozen yuan. As for the price of accident insurance for overseas travel, it will be a bit more expensive.

Overseas travel accident insurance is mainly divided into 4 types of insurance:

1. Passenger accident insurance: This type of insurance mainly provides risk prevention services for tourists when traveling by means of transportation. 5% of the purchased tickets and boat tickets are used for insurance. The insurance amount of each insurance is 20,000 yuan, including 10,000 yuan for accidental medical accidents. The insurance period starts from the time of ticket check-in, entry into the station or mid-way boarding of the train and ship. From the beginning, it continues until the tourists check in and leave the station or get off the ship halfway.

2. Personal insurance for accommodation tourists: This type of insurance costs 1 yuan each, starting from 0:00 on the date of accommodation. The insurance period is 15 days. The insurance can be renewed after the expiration. Each tourist can purchase multiple insurances. The protection provided by this type of insurance mainly includes an insurance premium of 5,000 yuan for accommodation passengers and a compensation of 200 yuan for passengers’ belongings that are accidentally damaged or stolen.

3. Travel personal accident insurance: For tourists who participate in adventure tours and thrilling tours, it is best to purchase travel personal accident insurance. The premium for this type of insurance is 1 yuan each, and the insurance amount can be up to Up to 10,000 yuan, each tourist can buy up to 10 insurances.

4. Travel assistance insurance: Travelers traveling abroad should purchase travel assistance insurance. This type of insurance is commonly offered by domestic insurance companies and is jointly launched by insurance companies and the International Rescue Center. No matter if tourists encounter danger anywhere at home or abroad, they can call and receive free assistance.

I know of Allsecur, an international insurance brokerage company. Its business covers travel insurance, health insurance, international student insurance, car insurance and services. For details, please go to the Allsecur official website.

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