What is the compensation for overseas travel insurance?

Overseas travel insurance is tailor-made for overseas travel and business people, providing overseas emergency assistance and medical services, so that there is a dedicated line to support first aid and medical expenses are more guaranteed. Then, what is the compensation for overseas travel insurance? The following article will introduce the relevant contents of overseas travel insurance compensation to you.

introduction of compensation for overseas travel insurance

compensation for overseas travel insurance is mainly aimed at personal accident risk. The most basic overseas insurance products usually only include personal accident, medical treatment and emergency rescue, while the protection including personal carry-on baggage, lost articles, lost documents, home protection and personal responsibility needs to be realized through additional risks. At the same time, the loss of carry-on baggage and articles caused by theft and robbery can indeed be covered.

Some insurance companies stipulate that "the money carried by the insured is stolen or robbed, and the insured shall report to the local police within 24 hours after discovering the theft or robbery, and obtain a written police report." In the case of loss of cash, traveler's checks and money orders, compensation can be made after deducting the deductible (if any) within the actual loss range. But any credit card, token card; After the traveler's check is lost, it will be exempted from compensation if it is not issued to the local branch or agency in time. Which insurance company is stronger? I just sorted out the relevant contents, hoping to help you: the latest list! The top ten insurance companies in China rank

What is the compensation for overseas travel insurance?

The compensation for overseas travel insurance includes the loss of personal cash and the loss of personal luggage and personal belongings in two additional insurance coverage areas, both of which can compensate for theft and robbery, and report to the relevant departments within 24 hours and obtain accident certificates, but the loss of credit cards, token cards or traveler's checks is not covered.

It is recommended that China Merchants Cigna enjoy global overseas travel accident insurance, which is applicable to global overseas travel, covering travel accidents, sudden STD medical treatment and death, and has unique global overseas hospitalization and outpatient medical services, so that everyone can go out without worry. At the same time, if the insured person dies or is disabled due to an accident while traveling abroad, we will pay the accidental death insurance premium or the accidental disability insurance premium according to the ratio agreed in the Disability Assessment Standard of Life Insurance. The insured receives emergency medical consultation and necessary medical examination and treatment with the permission of the authorized doctor of the rescue agency due to accidental injury or sudden acute disease when traveling abroad. We will bear the outpatient expenses arising from this through the rescue agency, including the general outpatient expenses and the dental outpatient expenses of 4, yuan or 8, yuan respectively. (The deductible is 1% of the insured amount).

if the insured needs emergency rescue due to accidental injury or sudden illness when traveling abroad, we provide 24-hour rescue hotline service, and undertake the following insurance responsibilities through authorized rescue agencies: 1. compensation for hospitalization expenses, 2. arrangement for medical treatment, 3. transfer service, 4. transfer to China, 5. hospitalization of children, 6. arrangement for children to return to China, 7. transfer of remains to China, 8. What are the guaranteed serious illness insurance for children? Which are cost-effective? Which one is the most worth buying? Let's take a look at the inventory of top 1 insurance companies selling children's serious illness insurance

It can be seen that when choosing overseas travel products, we should also study the specific overseas travel insurance compensation clauses, pay special attention to key points such as deductible items, deductibles and maximum compensation limits, and achieve ideal protection ability by increasing the insurance amount when necessary.