Minsheng in card credit card annual fee

Minsheng credit card annual fee standard: What is the annual fee for Minsheng in card

Young in card annual fee standard:

General card: 100 yuan/main card Year, supplementary card 50 yuan/year;

Gold card: main card 300 yuan/year, supplementary card 150 yuan/year.

Young in card annual fee reduction policy:

The annual fee is waived in the first year, and the annual fee for the next year is waived if you make 5 purchases with the card in the same year.

Tips:

※For special card types and credit cards that enjoy annual fee discounts, please refer to the card paper or the official website for details on the annual fee collection policy

< p>※The annual fee reduction and exemption rule based on the number of transactions only counts the number of purchases and does not limit the amount of transactions;

The most worthy credit card to apply for is Minsheng Bank! Beginner's Guide to Advanced Card Holding!

Since the beginning of 2018, various banks have adjusted their credit card policies, and there have been news of various reductions and shrinking of rights. At this time, selective card holding is a very important measure. How to choose the right credit card? Very important. Many friends have asked, what are the most worthy credit cards to apply for in Minsheng? Here we introduce several card holders from entry level to advanced level for your reference.

Minsheng in card

Minsheng in card is very suitable as an entry-level card for people’s livelihood, because the threshold is relatively low, but you can participate in all activities, and you can redeem a large Starbucks cup with just 1 point. An electronic coupon.

In addition, the Minsheng in card has 3 times points on birthdays, and an additional 2 times points bonus on the privilege day on the 27th of every month. If your birthday happens to fall on a privilege day, it can be superimposed, that is, 5 Times.

Minsheng Jingdong Baitiao Co-branded Card

Minsheng Jingdong Baitiao Card is also a card with a relatively low threshold. Basically, those who often shop on Jingdong can apply for it. The card surface is simple and elegant, and its appearance is good. Passable.

The most important thing is that Minsheng’s Little White Card is unconditionally exempt from annual fees during the validity period, enjoys Minsheng’s multiple points policy, can receive various cards and coupons, and points can be automatically redeemed for Jingdong Steel_.

Minsheng Cheche Standard Platinum Card

Minsheng Cheche White is a must-have card for car owners. It is very cost-effective and has three layouts. There is basically no difference. You can choose according to your personal preference. However, after the refueling bonus event returns, this card is still worth applying for.

With a point transaction of 2,500 yuan, you can get 4 car washes for 1 yuan next month. The first-year annual fee will be waived. If you swipe the card 18 times a year, the next year's annual fee will be waived. Don't miss it if you own a car.

People's Livelihood Elite Platinum Credit Card

The first-choice People's Livelihood Elite Platinum Credit Card with good qualifications is a must-have for business travelers. It comes in 11 card packages. You can freely choose between UnionPay, VISA or UnionPay or American Express. .

Minsheng Elite White is Minsheng’s high-end card. The annual fee is still waived. The annual fee is 1,800 yuan/year. 200,000 points can be used to offset the next year’s annual fee. New accounts that apply on March 31, 2019 , the first-year annual fee is waived. In terms of rights and interests, Elite White can be said to have everything it should have, as well as global selected benefits and point rewards.

The above are the credit cards that are most worth applying for in Minsheng. From entry to advanced card holders, you can apply according to these categories in order. It is absolutely worth it!

How much is the annual fee for Minsheng Bank’s credit card?

This depends on the situation:

Main card: the annual fee is 100 yuan; regular supplementary card: The standard annual fee is 50 yuan;

Gold card main card: the annual fee is 300 yuan; gold supplementary card: the annual fee is 150 yuan;

Platinum card: the annual fee The standard is 600 yuan.

The annual fee for Minsheng Bank's credit card is charged annually. If you swipe the card once within 2 months after the card is approved, the annual fee in the first year will be waived. If you swipe the card 8 times in the same year, the annual fee for the next year will be free. .

Actually

Minsheng Bank Credit Card is still very good. Currently, there are many types of Minsheng Bank credit cards to choose from, such as:

1. Cards that you can choose when traveling frequently include: Minsheng Air China Zhiyin co-branded credit card, Minsheng China Southern Airlines Sky Pearl co-branded credit card, Minsheng HNA co-branded credit card, etc.

2. The cards you can often choose abroad include: Minsheng VISA full-currency credit card, Minsheng standard dual-currency credit card, etc.

3. Cards you can choose if you like shopping include: Minsheng Hanshen Department Store co-branded credit card, Minsheng.com Tesco installment credit card, etc.

Supplement: The value of points of China Minsheng Bank credit card depends on the bank credit card used. The points are relatively high. In addition, China Minsheng Bank also has several advantages. The first is that the installment payment service of Minsheng Credit Card will not occupy the credit card usage limit. And there are no handling fees for credit card withdrawals. What’s more worth mentioning is that if you are a gold card user of China Minsheng Bank’s credit card, you can also enjoy discounts on lawyer services and business travel bookings. The last point is that the ID cards he provides are very personalized and can be customized by users, but this requires users to pay a certain card production fee.

The shortcomings or deficiencies of China Minsheng Bank’s credit cards are mainly reflected in the fact that there are relatively few business outlets. Users may feel a little inconvenient when they need to handle related business at the business outlets. Another thing is that it supports Alipay consumption. But there are consumption limits set for this consumption.

A single purchase must not exceed RMB 1,000, and the maximum daily cumulative consumption is limited to RMB 5,000. But this restriction should be enough for us ordinary users

Is the first year of Minsheng Bank’s credit card free? What does the core card mean?

The first year of Minsheng Bank’s credit card Is it free? What does the core card mean?

Minsheng Bank credit card annual fee

The regular card main card is 100 yuan, the regular card supplementary card is 50 yuan, and the gold card main card is 300 yuan , Gold card supplementary card 150 yuan

The annual fee is waived in the first year of opening the card, and the annual fee is waived if the card is swiped 8 times in the same year. To put it in detail: the annual fee is free in the first year. If you swipe the card 8 times in the first year, there is no limit on the amount, and the annual fee in the second year is waived.

There are many types of Minsheng cards. Some of them require you to swipe once within one month (with no limit on the amount) to get the annual fee waived. If you swipe seven more times, that means one to eight times. If so, the annual fee for the next year will be waived;

The card approval date is the date when you receive the information that the card has been approved and will be sent out.

What does it mean that the Minsheng Bank credit card program has been approved?

It means that the card has been placed.

Credit card application progress inquiry:

Inquiry steps:

1. Online banking inquiry:

1. Log in to the bank's credit card center page, and then Click the "Card Application Progress Inquiry" function;

2. Enter the "Credit Card Application Progress Inquiry" page and enter the ID number and verification code to query the bank's credit card application progress details.

2. Telephone inquiry

Call the credit card customer service number or log in to online banking and enter your ID number to check the progress.

3. WeChat inquiry

Follow the bank’s official account to check the application progress.

4. Bank counter inquiry

Check the credit card application progress through the bank counter or contact the local card issuer.

What does Minsheng Bank’s credit card file audit mean?

Minsheng Bank’s credit card file audit: The audit information submitted by the applicant for a credit card to Minsheng Bank is being audited. According to the relevant regulations of Minsheng Bank, the process for applying for a credit card is as follows:

Counter application:

Bring your credit certificate to the counter to apply;

Applicants are required to submit a comparison Complete asset certification files;

Submit to Minsheng Bank for audit by the back-end audit department of Minsheng Bank;

After the audit is completed, the credit card will be issued.

To apply for credit, you need to meet the following conditions:

Be 18 years or older and have full capacity for civil conduct;

Have a good credit record;

Have a source of income from work and have the ability to repay.

To sum up, Minsheng Bank’s credit card audit refers to Minsheng Bank’s verification of the information submitted by the applicant. Please consult your local Minsheng Bank for details.

What does it mean that Minsheng Bank's credit card has been entered?

If the credit card has been entered, it proves that it has passed the preliminary review, because if it is rejected during the audit, a text message will be notified of the rejection. So it may have passed the preliminary review.

What does it mean that Minsheng Bank Credit Card has generated a card?

It means it has been approved. I wish you a happy card use

You can search my tweets and there will be some Many practical things, thank you

The Minsheng Bank credit card generated means that it has passed the audit and the card production has been completed, indicating that the card can be issued soon.

The general processing time for Minsheng Bank credit cards:

For all credit cards, it will take no more than 30 working days from the time of receipt of the card. Fast card issuance takes no more than 8 working days and charges RMB 160.

Is it free to withdraw cash for overpayment with Minsheng Bank's credit card?

Free cash withdrawal for bank credit card overpayment depends on the situation:

1. Cash withdrawal within the same city of our bank

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As far as I know, overpayments from banks such as China Guangfa Bank, China Construction Bank, Industrial and Commercial Bank of China, China Minsheng Bank, Shanghai Pudong Development Bank, Bank of Communications, China Everbright Bank and other banks are free of charge for intra-city cash withdrawals. However, although some banks have implemented credit card Withdrawal of excess payment is free, but there are limits on the amount or frequency.

2. Cross-bank cash withdrawals in different places

Excessive payment cash withdrawals from Shanghai Pudong Development Bank's own ATMs are free of charge; overflow payment with Everbright Bank's credit cards are free of charge as long as cash withdrawals are made through peer channels, regardless of whether they are in different places or local places. Handling fees; China Guangfa Bank is the most generous. Credit card overpayments are free of charge at any bank teller machine, whether it is across the same bank or in another place.

Recommended credit cards that offer free cash withdrawals for overpayments:

1. Minsheng IN Card

The IN card is pretty good, with a beautiful card face, and we can withdraw cash from this bank There is no handling fee and no annual fee for 5 years. This card is exclusive to 1 point to redeem Starbucks. Points can be recorded for transactions exceeding RMB 399 per calendar week. 1 point can be used to redeem a Starbucks large coffee e-voucher within 7 days.

In addition, the card's overpayment cash withdrawal is also free of charge, but there are conditions. Cardholders can only enjoy the free treatment by withdrawing overpayment on their credit card through Minsheng Bank channels.

2. China Merchants Bank YOUNG Card

China Merchants Bank Young Card is a RMB credit card launched by China Merchants Bank that can only be applied for by non-student customers under the age of 30.

The main features are that the cash advance limit is 100% of the credit card limit; points are doubled in the birthday month.

There is no handling fee for the first cash withdrawal using this card every month. In addition, there is no handling fee for overpayment withdrawal through Palm Life.

3. GF Taobao Credit Card

This credit card supports online application, and can also enjoy the annual fee-free policy. You can accumulate points whether you are spending or withdrawing cash. Of course, its biggest feature is that it can record points for online consumption. You can use this card to shop on Taobao and Alipay, and you can get online shopping points by using Quick Pay.

In terms of overpayment and cash withdrawal, it is free to use GF Taobao credit card at any bank teller machine, whether it is across the bank or in another place. However, it should be noted that the daily limit of using this card at an ATM machine is You can withdraw cash 15 times, and the cumulative amount you can withdraw every day is 20,000 yuan. If the amount exceeds, you need to withdraw it at a Guangfa Bank branch with your original ID card and credit card.

What does the balance available for Minsheng Bank’s credit card mean?

The balance available for Minsheng Bank’s credit card refers to the amount that can be withdrawn in cash, usually half of the credit card limit, but there will be interest, so if it is not urgent If it is missing, it is not recommended to withdraw cash.

What does the Minsheng Bank credit card display input mean?

The bank credit card display: input means that the bank has received the cardholder information and has not yet or is in the process of auditing.

Minsheng Bank Credit Card Audit Process:

1. Enter the official website of Minsheng Bank Credit Card;

2. Click "Online Card Application e-Trigger" , enter the card application page;

3. Select different card faces according to different types;

4. After selecting the card you like, click Apply Now;< /p>

5. "Minsheng Credit Card Online Card Application Instructions", after reading, click "OK";

6. Fill in personal details;

7. After filling in your personal information, Minsheng Bank staff will audit your qualifications within 10-15 working days. After the audit is completed, the card will be mailed to the address you filled in.

What does overpayment on Minsheng Bank’s credit card mean?

It means that not only do you not owe money, but you also deposited more money into it. You can take it out without any fees, or you can pay back part of it the next time you use your card for consumption.

Which Minsheng credit card is worth getting? Recommend a few entry-level livelihood cards!

China Minsheng Bank’s credit card is not outstanding among many banks. It is not as well-known as China Merchants Bank, nor does it have as many activities as Shanghai Pudong Development Bank.

However, Minsheng Bank’s credit card activity is one of the favorites of the Wool Party.

1. Basic knowledge

1. Minsheng credit card account merging is the same as China Merchants Bank. Even if you apply for 100 Minsheng credit cards, you will only have one account and only one bill and repayment. Just pay it back to any card.

The advantage of merging accounts is that it will not pollute personal information. Veterans who participated in Minsheng UnionPay 62 activities for several months at the end of last year all know this.

2. There are basically no points for online payments with Minsheng Credit Cards, but points for offline payments in most life scenarios.

Note that there are no points for cheering on MCC.

Minsheng credit card points are usually valid for 3 years.

3. The Minsheng credit card levels are regular card, gold card, standard platinum card, deluxe platinum card, American Express Centurion platinum card, diamond card, unlimited card and American Express Centurion black gold card.

Gold Card: 300 yuan per year, one purchase within two months of purchasing the card will be waived for the first year, and the annual fee for the next year will be waived if the card is used for 5 transactions or 1 foreign currency transaction;

Standard Platinum Card: RMB 600 per year. One purchase within two months of purchasing the card will be waived for the first year. If you accumulate points for 18 purchases or RMB 50,000 in that year, the annual fee for the next year will be waived;

Deluxe Platinum and above All are rigid annual fees.

2. A few entry-level credit cards

1. Minsheng in card

This is Minsheng’s leading lady, and no matter what activities, he is indispensable.

Main activity: 1 point to redeem a Starbucks large cup e-voucher.

The event is valid until September 30, 2017, and there is a 99% chance of renewal.

2. Minsheng Cheche Card

I think this is Minsheng’s best credit card, especially the Cheche Standard Platinum Card, which is the most cost-effective.

Main activities:

Gold Card: If you spend 1,500 yuan or more in monthly points, you will get 2 free car washes of 1 yuan, and 5% of the gas money will be refunded (up to 50 yuan, 1,000 yuan is required for gas) ;

Marking: If you spend 2,500 yuan in monthly points, you will get 4 free car washes for 1 yuan, and 8% of the gas money will be refunded (up to 100 yuan, 1,250 yuan is required for gas);

Hao Bai: If you spend 3,000 yuan in monthly points, you will get 4 free car washes for 1 yuan, and 15% of the gas money will be refunded (maximum 200 yuan, 1,335 yuan required for gas).

It is now very convenient to receive gas rebates, so don’t miss it if you own a car.

Why is Minsheng Car Card so recommended?

Because there is no restriction on gas stations, 5541, 5542, etc. can participate.

3. Minsheng Baitiao Co-branded Card

Main activities:

The activity will last until the end of February 2018.

3. People’s Livelihood Activities

1. The first people’s livelihood activity is “People’s Livelihood Everyday”

The activity will last until May 20, 2018. The most valuable things every day for people’s livelihood are food coupons on Friday and movie coupons on Saturday.

2. Every Tuesday from September 12th to November 7th (10:00-23:59), Minsheng Credit Card customers purchase physical goods in JD Mall (PC and mobile) using Minsheng Credit Card JD.com If the payment is successful and the transaction is completed, you will get an instant discount of 30 yuan for a single transaction of 200 yuan or more. The first 2,000 users are limited to participate every day.

Each cardholder can only enjoy one discount per day.

3. Every Tuesday (10:00-23:59) from November 14th to January 2nd, Minsheng Credit Card customers will use Minsheng Credit Card JD.com to purchase physical goods in JD Mall (PC and mobile) If the payment is successful and the transaction is completed, you will get an immediate discount of 50 yuan for a single transaction of 300 yuan or more. The first 1,500 users are limited to participate every day.

Each cardholder can only enjoy one discount per day.

There are many small activities that I won’t list one by one.

What are the differences between the Minsheng In Card and the Gold Card?

A cardholder inquired and said that he wanted to apply for a Minsheng In Card, but found that the card has regular cards and gold cards. There are two card types, and I don’t know which one to choose. I don’t know how to answer this question. After all, whether a credit card is good or not depends on whether you need it. However, I can introduce the difference between Minsheng in Kapu card and gold card. You can analyze and see which card type is more suitable for you.

The difference between Minsheng Bank’s gold credit card and ordinary card is mainly reflected in the following four aspects:

1. Different colors:

Minsheng in card has cool moves There are two card surfaces: musical notes and colorful oil painting. The cool note card surface is a bit gray, and the gold card card is gold; the colorful oil painting card surface is white, and the gold card is gold.

2. Different credit limits:

The difference between Minsheng Bank’s gold credit card and ordinary card is very different in the credit limit. The credit limit of ordinary credit card is generally 3,000 yuan to 10,000 yuan, while the credit limit of a credit card gold card is usually between 10,000 yuan and 50,000 yuan, and the gold card is much higher than the ordinary card.

3. Annual fees are different:

Because the limit of the gold card is higher, the annual fee of the credit card gold card is much higher than that of the ordinary card. Take the Minsheng in card as an example , the annual fee for the gold card is 300 yuan, and the annual fee for the regular card is only 100 yuan.

4. Different discounts:

Because the credit card gold card has a higher level than the regular card, it usually has some discounts that the regular card does not have, but the discounts of the in card and the gold card are the same. It's almost the same.

Summary: There are many differences between Minsheng Bank’s gold credit card and regular card. Consumers should choose according to their own consumption habits and not blindly pursue gold cards.

The above is a brief introduction to the difference between Minsheng in Kapu card and gold card. I hope it will be helpful to everyone’s understanding. You can choose the appropriate card according to your own needs. Everything needs to be done. Be true to yourself.

Minsheng in Card

(There are special offers every day; combine permanent points and redeem gift miles)

About Minsheng In Card credit card annual fee and Minsheng IN Card This concludes the introduction to annual fee policies and product benefits. Did you find the information you need?