How to reimburse overseas travel medical insurance?

China's medical insurance can only be reimbursed if it is treated locally, not overseas. However, some people who travel abroad and buy overseas travel medical insurance can find the insurance company to reimburse them when they want to claim compensation. ?

Some consumers will question whether the medical expenses can be fully reimbursed. Different overseas travel medical insurance has different payment standards and methods, so it depends on what kind of overseas travel medical insurance consumers have insured. I suggest you read the coverage of the product carefully to get an accurate answer. The general overseas travel medical insurance payment process is as follows:

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1. After the accident, you need to report it as soon as possible and tell the detailed process of the accident. ?

The staff of the insurance company will investigate the accident. If the accident is covered by the overseas travel medical insurance you purchased, the compensation will be determined. ?

3. In case of flight delay, a flight delay certificate should be issued at the airport to ensure the claim settlement afterwards. ?

4. Prepare relevant claim materials. Some countries can see a doctor first and then pay. During the period when the patient fails to pay the fee, the hospital will send a reminder to the customer, which will also have the corresponding amount and charging items, but this is not what we call a receipt. The hospital will only issue relevant receipts to customers after paying the fees. Therefore, the customer must verify whether the receipt is the original before submitting the claim information. ?

Overseas travel medical insurance can also pay for the expenses incurred by disease clinics. However, there are some restrictions on the definition of disease, and it must be carried out abroad. We must pay attention to this point when dealing with claims. ?

5. Get compensation. As long as you follow the claims process of overseas travel medical insurance in detail, the claims of overseas travel medical insurance will not be too troublesome. In order to facilitate your later claims, it is suggested that you choose overseas travel medical insurance as far as possible through the formal insurance platform. ?

It is best to remind everyone that when handling overseas travel medical insurance, we must read the contents of the corresponding clauses of overseas travel medical insurance to reduce unnecessary claims.