What are the requirements for opening a US stock account?

First of all, choose the right American stock broker to open an account. Choosing the right US stock brokers generally needs to consider the following points:

The size, strength, tradable varieties, commission fees, preferential activities, etc. If you need Chinese service, then you need to see if the brokerage company provides Chinese service.

Then, open an account online. Most American stockbrokers offer online account opening services. China enjoys the reciprocal conditions of income tax reduction and exemption from the US government, so China people can enjoy the preferential treatment of withholding income tax when opening international accounts for US stocks.

There are three steps in opening an account: online application-mailing materials-injecting funds.

Step 1: Apply online.

Step 2: mail the materials.

The last step of online application will tell you that you need to print out the materials and mail them (and mail them). Materials to be mailed include: 1 online service agreement template; W-8BEN simple form template; The ID card is a scanned copy of my valid passport (the first page and the last page E799BE5BAA6E4B893E5B19E3133431366265, * * two pages), and the signature on the last page of my passport is valid.

Precautions for mailing materials:

1. If you choose "financing" or "option" when applying online, you need to fill in and mail the "Financing Application Form" and "Option Trading and Contract".

2. The necessary documents of the account must be sent to the broker within 30 days after opening the account. If the overdue documents are not received, the account will be restricted from suspending all trading activities; However, this restriction will be lifted immediately after receiving your file.

Remit the funds into the bank clearing bank account of the securities settlement company at the higher level of the brokerage firm. Most users use bank remittance to inject funds, which is safer and faster.

Extended data:

If you have an American bank card or a Hong Kong bank card, needless to say, just transfer the dollar in the card to the collection account of the securities company, and it's over.

If you don't have an American or Hong Kong bank card, look down.

Because of foreign exchange control, domestic banks do not allow domestic individuals to transfer and remit money to the accounts of overseas companies in principle, and bank staff will be very sensitive when they see the word "Corporation", so when filling out the remittance slip, they can abbreviate the name of the clearing bank by sending money to the AccountName;

There is no need to fill in the name of "clearing company" completely, which will not affect the successful arrival of remittance, but also improve the success rate of remittance;

Secondly, please don't fill in the words "investment" and "stock trading" in the column of remittance purpose. If you fill in such purposes, the relevant banking institutions will not allow the remittance to pass, so you can adopt a flexible way and consider filling in such purposes as "shopping", "tourism", "education" and "training".

Online account opening 1 working day approved; If it passes, you can send the message. Generally, express delivery takes 5 working days. After the materials are received, they will be examined and approved on the same day. If it passes, you can trade on the same day (of course, you must successfully save money before you can start buying US stocks).

Remittance, as long as the account is approved, you can go to the bank counter to remit money immediately, usually 3~5 working days. So if it goes well, 18 working days is enough.