What do I need to apply for a credit card when traveling to Australia?

: 1. What do I need to apply for a credit card to travel to Australia?

1. ID cards, credit cards, cash and bank cards must be brought, but they should be kept well.

2. clothes and swimsuits

Wear a sweat-absorbing and breathable cotton-padded jacket, usually at least one set a day. Because the air in coastal cities is humid and clothes are not easy to dry, you should also bring more underwear. If you don't have new clothes, you can buy clothes from Hainan Island on the spot. Prices range from ten yuan to one hundred yuan. Those who love swimming must bring an extra swimsuit, because it is difficult to dry when wet. In addition to swimsuits, you'd better bring a swimming cap, goggles, bath towels, beach sandals and so on.

3, sun umbrella or sun hat, sunglasses, sunscreen and other sun protection equipment.

The number of days without sunshine in Australia does not exceed one tenth of the whole year, so the sunshine in summer is more intense. I don't want to get tanned for friends I don't know. Please bring sunscreen. Even if you don't want to take part in water sports, many scenic spots are held during the day. Protect your skin in the face of strong sunlight and ultraviolet rays.

4. High-end digital cameras, mobile phones and chargers.

5. Commonly used drugs

Motion sickness medicine, cold medicine, painkiller, band-aid, antiallergic medicine, antidiarrheal medicine, heatstroke prevention pills, sterile cotton balls, cotton swabs, eye drops, Huoxiang Zhengqi water, nasal soothing, mosquito bites, etc. When traveling, you should still be prepared.

6. Choose your belongings.

Toothbrush, toothpaste, mirror, comb, facial cleanser, emulsion, eye cream, shower gel, body lotion, washing powder, hand sanitizer, soap flakes, shampoo, conditioner, mask, thermal spray, olive oil and cleansing oil. Most of the above projects are provided by star-rated hotels. See if you need to carry them. In addition, portable computers, MP3 players, waterproof watches, contact lenses, invisible potions, paper, pens, hammocks, fruit knives and other items should be carried selectively to prevent overweight luggage.

2. What are the procedures for traveling to Australia?

Australian passport holders can enter the United States without visa, which is very common in the United States. Passport is a legal document issued by the state to prove the nationality and identity of citizens when they enter and leave the country, travel abroad or stay. The word Passport means port pass in English. A visa is the endorsement and seal of a country. Passports or other travel documents of domestic or foreign citizens held by US sovereign organs show that they are allowed to enter or leave the country or cross its borders. It can also be said that it is an endorsement certificate issued to them.

What do I need to do to go to Australia?

1. A visa for visiting relatives in Australia requires an invitation letter from Australia and identification of the inviter. Parents of Australian citizens and permanent residents can apply for longer-term tourist visas.

2. The tourist visa is valid for five years, and each stay shall not exceed 12 months. Applicable to applicants who have submitted their parents' applications for immigration visas outside Australia (category 103).

3. The tourist visa is valid for three years, and each stay shall not exceed 12 months. It is suitable for non-parent immigrant applicants who have a good travel record in Australia.

4./kloc-When children under 0/8 apply for a tourist visa to Australia, they must provide additional application materials.

The embassy will call me or my work unit to check the materials when examining the applicant, and ask the applicant to get ready.

6. Australian business visas must be submitted to the Shanghai Consulate, and the average processing period is 12 working days. If there is a peak period of visa application, the time may be relatively extended. Please reserve enough application time according to the invitation time.

4. What are the conditions for applying for a credit card when traveling to Australia?

The admission fee can be up to 1 10,000 Australian dollars. If it exceeds 10000 Australian dollars, you need to fill in the application materials.

To bring foreign currency cash with a value of more than US$ 65,438+00,000 out of the country, an application should be made to the State Administration of Foreign Exchange where the bank where the foreign exchange is opened or purchased, and the customs will examine and release it with the seal of the above-mentioned department.

The Consular Department of the Ministry of Foreign Affairs and the Australian Consulate General in Brisbane remind Australian citizens who travel to China that if they bring more than 10000 Australian dollars in cash, they should truthfully declare it to the Australian Customs to avoid unnecessary losses.

If you don't have enough cash, you can open an account in China and Australia, and you can deposit the converted Australian dollars into this account. When you leave, you just need to take some pocket money. When you arrive in Australia, you only need to find an ANZ bank, activate your account with your passport, and the Australian dollar you deposited before will arrive directly.

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In order to facilitate the foreign exchange of entry-exit personnel, standardize the entry-exit behavior of carrying foreign currency cash, and crack down on illegal and criminal acts such as money laundering, currency smuggling and foreign exchange evasion, the State Administration of Foreign Exchange and the General Administration of Customs jointly formulated the Interim Measures for the Administration of Carrying Foreign Currency Cash into and out of China, which are hereby printed and distributed to you. Please comply with it and notify the relevant issues as follows:

1. Exit Permit for Carrying Foreign Exchange (hereinafter referred to as "Carrying Permit") is still used together with the Carrying Permit, and it was put into use on August 1. 0999. Printed uniformly by the State Administration of Foreign Exchange, and collected by designated foreign exchange banks from local branches of the State Administration of Foreign Exchange (hereinafter referred to as foreign exchange bureaus).

2. Exit personnel can leave the country with foreign currency cash, or by remittance or carrying money orders, American traveler's checks, international credit cards, etc. Obtained from banks in accordance with national financial management regulations.

Those who carry foreign currency cash out of the country without exceeding US$ 5,000 (including US$ 5,000) do not need to apply for a certificate of carrying, and the customs will release them; If the amount of foreign currency cash carried out of the country exceeds US$ 5,000 to US$ 10000 (including US$ 10000), the personnel shall apply to the designated foreign exchange bank for a certificate of carrying, and the customs shall examine and release it with the seal of the certificate of carrying of the designated foreign exchange bank; In principle, outbound personnel are not allowed to leave the country with foreign currency cash worth more than US$ 6,543,800+. In case of the following special circumstances, the exit personnel may apply to the foreign exchange bureau for carrying certificates:

1. A large number of outbound delegations;

2. A scientific expedition with a long departure time or a long journey;

3. Visits by government leaders;

4. Outbound personnel go to countries with wars, strict foreign exchange control, poor financial situation or financial turmoil;

5. Other special circumstances.

References:

People's Republic of China (PRC) * * and People's Republic of China (PRC) Central People's Government-Interim Measures for the Administration of Entry and Exit with Foreign Currency Cash.

5. What credit card is convenient for Australia?

Step 1: Prepare the materials.

The materials for handling bank cards are as follows:

passport

Visa letter

COE(COE is important! COE is very important! COE is very important! Say the important things three times! )

Note: the student COE card is free of monthly fee before it expires, so be sure to carry it with you!

Step 2: Get a card at the outlet.

First, open Google Maps to find the nearest Commonwealth branch (pay attention to the business hours), then choose a business hour, bring the prepared materials, and go to the outlet to prepare for the card ~

For example, after entering the bank, a staff member will ask you what help you need. You need to mobilize your English to show that you are a new international student and need a card.

In fact, this is also a good opportunity to practice speaking and listening. I suggest that friends can communicate boldly. Students who really feel that language is not easy to communicate, don't worry. Almost every branch school has several staff members from China, who receive hundreds of international students from China every day during the school year, so there is no need to worry or be shy.

Step 3: Open the card.

The staff will give you a form to fill in with some basic information: name, email address, telephone number and so on. (If you don't have a local calling card, the domestic phone number can also be used here, mainly to receive the verification code. If you answer correctly, you can change your local phone number ~)

In the process of opening it for you, the staff will let you download their app and teach you how to use it step by step.

This app is very important and easy to use. In the future, you must pay rent, utilities and even tuition fees through the app. When there are not many people, I will show you how to use the cash function without a card, and I will chat with you to avoid embarrassment when waiting for the card.

After opening an account with Commonwealth Bank of Australia, you can choose two accounts:

Smart account function: payment

Online banking savings function: interest

money

So be sure to go to your door or school to check if there is any letter for you ~

After getting the card, you have successfully obtained your own Australian bank card ~

Then this is the process of getting the card. In short, it is always simple. As long as you know what you are doing, you should be brave enough to find a good bank to practice your spoken English!

6. What materials do I need to apply for a credit card when traveling to Australia?

Generally speaking, you'd better open a bank account within six weeks after your arrival, because usually you only need your passport as proof of identity. After 6 weeks, you need additional identification to open an account. If you don't, if you don't have enough documents, it's difficult to open an account. Tell your tax number to the bank to avoid higher interest tax. Try to use credit cards in Australia: Australians rarely use large amounts of cash, debit cards, credit cards and personal checks. Banks in Australia and the United States are networked nationwide. You can open an account, deposit, withdraw money and remit money. Any institution in any city. Before going to Australia, you can also open an account in an Australian bank in China, so that you can remit money first and then use it in Australia. When opening an account, the bank should bring its own identity documents (passport, driver's license, credit card, medical insurance card, other bank cards, etc.). According to different documents, the bank will give you a score. Only people with a score of 100 can open an account. However, for freshmen and immigrants, they can open accounts with passports within a certain period of time. Of course, if you have other documents, including birth notarization, you can also bring them with you. In Australia, all banks have student accounts, and the management fees of student account banks are very favorable. The receptionist at the bank will help you very enthusiastically. Many banks in the city have staff who can speak Chinese, so you can ask any specific questions directly. If you bring more than 10000 Australian dollars at a time, it is recommended to open two accounts. One is to reserve 5000-6000 Australian dollars as a savings account, and the other is to deposit the remaining money as a time deposit for half a year, which can help you control your expenses and earn some interest when you withdraw money. The hard card given by the bank allows you to withdraw money from the ATM at any time. You can also ask banks to open online banking at the same time, so that you can pay directly online (you can pay by phone, etc.). ).), very convenient. The following are tips compiled by experts: Don't entrust or lend your ID card to other students to open an account. The password of the bank card must not be recorded in your communication manual, but put in a bag with the bank card. Don't let anyone know the password of the bank card. Try to avoid using online banking in public Internet cafes. If you accidentally lose your bank card, you should contact the bank for 24 hours as soon as possible, stop the card, and don't wait until the next day to report the loss.

7. tourist visa application for Australian bank card

After coming out of Australia, you need to go through the formalities of residence card as soon as possible. It is mainly necessary to provide personal passport and proof of residence address, and then bring visa passport and proof of address.

And you will get a residence card within two months after registration with the Immigration Bureau to ensure your legal residence in Australia.

8. What information do I need to apply for a credit card when traveling to Australia?

Materials to be prepared:

1. Original passport, if any, please provide it;

2. Four recent two-inch color photos on a white background;

3. Copy of ID card and household registration book; Be sure to pay attention to the color copy of the household registration book and ID card.

4. A copy of the business license of the unit or the organization code certificate shall be stamped with the official seal;

5. China Employment Certificate;

65,000 yuan bank deposit certificate is frozen for 6 months;

7. Semi-annual running details of the bank card (printed and sealed by the bank);

8. Copy of real estate license and automobile driving license;

9. Copy of marriage certificate;

10. Please provide a copy of the retirement certificate of retirees. Procedures to be prepared: 1. Original personal data passport: if you have an old passport, you should provide it together. Copy of passport home page: two copies of passport home page are required; Need my information page. Recent passport photo: 2-inch recent passport photo is required; This photo will be posted on the form 14 19CHS. Copy of the whole household registration book: if a family travels, for example, three people in the same household registration book, just provide a copy of the household registration book. 2. Proof of funds (if the visa applicant is a student, you need to provide proof of funds in the name of your parents) Salary card/bank card running list: just go to the bank counter to issue this document, which needs the bank seal; If the document template issued by the bank has no English comparison, it can be simply marked in English; Generally, it is advisable to provide bills for more than six months. Credit card statement: this statement needs to show the credit card limit, which can be a paper statement received every month or an electronic statement; You don't need a bank seal, just provide the last three to six months. Copy of deposit certificate: deposit certificate generally refers to the list issued by the bank at the time of freezing, and the trip to Australia should be frozen. However, the certificate of deposit is not as convincing to the visa officer as the bank card statement, because the certificate of deposit neither shows the start date of deposit nor the historical record of book discrepancy. Passbook: copies of current and fixed passbooks can be provided. 3. Work certificate and others: leave note of the unit: the letter should indicate the position, salary, working hours, the name and contact information of the person who approved the leave and issued the leave note. The letter should start from the company and use the company's own letter template; If there is no template, you can write it yourself first, and then ask the leader to sign and seal it. Copy of business license: Private owners need to provide a copy of business license. Copy of retirement certificate: retirees should provide a copy of retirement certificate. Proof of attendance: Students need to provide proof of attendance. Extended information: 1. The best time to travel to Australia is to avoid January and February. January and February are the hottest months in Australia in summer, and the highest temperature at noon can reach 45 degrees or even 50 degrees. Australia is spring from June 5438+ 10 to February 65438+February, with a pleasant climate. However, because there are a lot of pollen in the air from time to time in spring, it is not recommended for people with allergies to go during this time. March and April in Australia are autumn. At this time, the temperature in Australia is generally 10- 15 degrees in the morning and evening, and 25-30 degrees at noon. The humidity is moderate, which is very suitable for traveling. 2. The precautions for purchasing Australian travel insurance are conditional or recommended. The risks in the journey are unknown. In addition, the price of travel insurance is also very cheap. Buying one is not only reassuring, but also responsible for your family. If you go to Australia, the medical care in Australia itself is very expensive. A simple blood test may cost more than 100 yuan, and the average outpatient service takes less than 15 minutes, and it costs 70 yuan at a time. Simple hospitalization, minor surgery. There is no insurance. Once you have a headache and fever, a few days of budget travel may disappear. Besides, if you want to go to road trip, you must buy it. In Australia, you drive on the left and kangaroos run wild. If you rent a car by yourself, if you don't have auto insurance, you need to buy it separately and from the car rental company.

9. What bank card do you bring with you when traveling in Australia?

Let's talk about bank cards first:

Cards that must be opened

Australian debit card is a card that must be opened. Studying abroad is no better than traveling. We are going to stay in Australia for a long time, so we have

Australian cards will be much more convenient and cheaper than those in Australia.

What kind of bank?

There are four big banks and some small banks in Australia.

Australia's National Bank of Australia should be the largest bank in Australia, which belongs to the University of Melbourne.

Tuition accounts and the like are also opened in this bank, so it is quite convenient to pay tuition fees with this bank, and the payment is fast.

There is a branch of NAB in the school, where it is convenient to apply for a bank card.

Commonwealth Bank of Australia The Commonwealth Bank of Australia has a history of 100 years and is considered to be

Hotels generally have branches and also provide Chinese services. And their APP fried chicken is really convenient.

Australia New Zealand Bank, Australia New Zealand Bank. Because I bought the National Bank of New Zealand, I changed it to this.

The name originated in Melbourne, so there are many branches in Melbourne.

Western Pacific Bank. This bank is the oldest bank in Australia, but I

I don't think I have seen a branch of this bank at present, but as one of the four largest banks in Australia, there is definitely nothing to say about the service.

Of course, there are other small banks, so I won't talk about it here if I win. In order to attract customers, the interest rate will be higher than these banks, but it is not.

It's so convenient, so I don't I don't recommend it. All the above four banks can choose, but international students use them the most.

This is the United States Federation and ANZ, so I recommend you to run these two companies. It's best to follow the crowd when handling bank cards.

Ok, it will be more convenient to transfer money or something later.

Where can I do it?

Family therapy

Australian bank cards are not only available in Australia, but also can be used in advance in China. Yes, in China, but in Australia.

Take your passport or student ID card and go directly to the bank to get the card. I don't have to wait in Australia. You can get it directly. To do this in China,

You can remit living expenses to Australia in advance in China. Before you went to Australia, the funds were frozen, so you don't need it.

Don't worry, it's very convenient to activate your account in Australia and use all the funds in your account immediately.

Handle in Australia

If you don't, if you don't want to do it at home, you won't have any problem going to Australia. When you arrive in Australia, remember it as soon as possible.

Take your passport with you to get a bank card, because it takes about a week for the bank card here to open an account and get it. one

Generally, schools and urban areas have places to put bank cards, so don't worry about finding a place.

Better get the bank card first. This cycle is a little longer, so it is easier for IT to get the business card first:

There are three major operators and other small operators in Australia:

Telstra Australia

Keywords: the most expensive, the best signal, the least used by international students.

Telstra is a state-owned and recognized operator with the best signal in Australia. Australia compared 7904 users.

According to the usage data of the three major mobile phones in Australia, it turns out that the fastest telecommunications company in Australia is Telstra! But it's also good.

Means expensive! His overall price is the most expensive.

Optical element (optical element)

Key words: more packages, more discounts, the highest cost performance, and more international students.

Vodafone (Vodafone)

Keywords: the overall price is the cheapest

Overseas people customize the package, the quality of international calls is good, and online calls are free, so China

International students use it more, but the signal in suburbs is poor, especially in mountainous areas.

Other operators

Keywords: cheap, unstable

10. What credit card should I apply for studying in Australia?

International credit cards are of course the first choice for studying abroad. At present, there are two kinds of international cards: one is universal, such as the US dollar dual-currency credit card of Bank of Communications, Industrial and Commercial Bank of China and Bank of China. Since the US dollar can be used in almost all countries and regions, if it is consumed in non-US regions, although the exchange fee of 1%-2% is required, the exchange rate settlement of international credit cards is based on the exchange rate of large purchases of foreign exchange by international credit card organizations, so it is still more cost-effective than the exchange rate used by individuals to purchase foreign exchange. The other is a special application type, such as Euro Card and Yen Card of Bank of China. The bookkeeping currency and settlement currency are both euros or Japanese yen, which can be directly converted into RMB to reduce the exchange rate loss caused by foreign exchange exchange. Notes on the use of international credit cards: 1. Exchange rate discount: In order to avoid this expense, which country and currency is the best card to use? At present, most international cards are dollar cards, but it is more troublesome to go to Australia. There is no Australian dollar card in China. But there is a euro card. At present, both Bank of China and Bank of Communications have Euro cards. In addition, both Bank of China and Industrial and Commercial Bank of China have Hong Kong dollar cards. Therefore, the United States has the most choices for studying abroad, and basically all banks' international credit cards will do; If you study in Europe, you can choose Europa; If you study in Japan, you can choose JCB card. 2. Fees charged by international organizations: International cards are automatically converted into various currencies at real-time exchange rates for consumption. This conversion is completed by the international card organizations VISA and MasterCard, and a handling fee of 1% of the consumption amount will be charged. 3. Annual fee: Credit cards need to pay an annual fee. Although the annual fee is not very high, exemption from annual fee requires special approval. Of course, there are also bank regulations now, which can exempt the annual fee for a certain number of times.

1 1. What are the requirements for a tourist visa to Australia?

Namely electronic travel authorization visa (subclass 60 1)

This visa allows you to visit Australia as many times as you need, up to one year, and each visit lasts for three months. This visa is applicable to passport holders living in many countries and regions outside Australia. ETA does not charge visa application fee, but the service fee of $20 is only applicable to online application.

Two. EVisitor(65 1 class 65 1)

This is visa-free, and you can travel to Australia for multiple times in 12 months, and each time is up to 3 months. This visa is applicable to passport holders in many European countries and cannot be extended.

Three. Tourist visa (subcategory 600)

Visitor visas are designed for those who are not eligible for e-visitor or e-travel authorization visas. This visa allows you to visit Australia for three months, six months or twelve months for tourism or business purposes. Applicants must pay to submit their applications.

Four. Student visa (category 500)

If foreigners intend to study in Australia, they need to apply for a student visa (category 500). If the applicant is a parent, guardian or relative of a student, you can apply for a student guardian visa (subclass 590). If you want to visit and study in Australia for a short time, you may be eligible for a visit visa.