Where can I buy medical insurance for traveling abroad

How to apply for overseas medical insurance when traveling abroad? Travel medical insurance must meet the following conditions: travel medical insurance (individual or group insurance) can be handled by the insured in his country of residence; If it cannot be realized, it can be handled in any other country, or it can be handled by the inviter in the destination country. Insurance must cover the costs of possible repatriation due to illness, first aid and/or emergency hospitalization. The minimum compensation is 30,000 euros, and the insurance company must be guaranteed to claim compensation. For example, the insurance company has offices in EU member States, Switzerland or Liechtenstein. Travel medical insurance must be valid in all Schengen countries and throughout the stay. In individual cases with justifiable reasons, such as people who are obviously susceptible to illness, higher requirements should be put forward in terms of the required insurance coverage. If the purpose of the trip is to treat the disease, in addition, it is necessary to prove that the medical expenses are borne by yourself. Secondly, we should pay attention to whether the overseas medical insurance liability is humanized and whether the medical claim settlement method is specific. For serious diseases requiring emergency hospitalization, the insurer can call the rescue number, and the rescue company will rescue the insurer at the first time. Considering that the insurer does not carry a lot of cash when traveling, the rescue company will make medical advances to ensure that the insurer gets the most timely and proper treatment. For minor illnesses that can be solved by themselves, such as fever and cold, the insured can claim compensation from the insurance company afterwards as long as he keeps the receipt and diagnosis certificate. The original travel medical insurance certificate must be submitted when applying for a visa. The visa office keeps a copy of the insurance certificate on file.

Legal objectivity:

Article 28 of the Social Insurance Law of People's Republic of China (PRC) conforms to the basic medical insurance drug list, diagnosis and treatment items, medical service facilities and emergency and rescue medical expenses standards, and shall be paid from the basic medical insurance fund in accordance with state regulations. "People's Republic of China (PRC) Social Insurance Law" Article 29 The part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits. Article 30 of the Social Insurance Law of People's Republic of China (PRC) The following medical expenses are not included in the payment scope of the basic medical insurance fund: (1) Those that should be paid by the industrial injury insurance fund; (2) It shall be borne by a third party; (three) shall be borne by public health; (4) Go abroad for medical treatment.