Traditional Culture Encyclopedia - Tourist attractions - Is it necessary to buy an overseas travel insurance when I get married on May 1 this year and prepare my girlfriend to go to Bali for their honeymoon?

Is it necessary to buy an overseas travel insurance when I get married on May 1 this year and prepare my girlfriend to go to Bali for their honeymoon?

Traveling abroad or going on business trips will inevitably bring many disease risks because of the long distance or acclimatization. Considering that the level of medical expenses in most countries is relatively high at present, it is wise to choose an appropriate overseas travel insurance before your honeymoon trip to help you reduce the risk of medical expenses during your stay abroad. What are the benefits of overseas travel insurance?

The expenses for disease treatment during overseas travel can provide financial transfer, that is, once the disease risk occurs during overseas travel, compensation can be obtained from the insurance company, and the insurance money can be directly used for medical treatment. In addition, it also provides comprehensive protection against risks such as personal accidents and loss of documents during overseas travel. However, the premium of overseas travel insurance is usually determined according to the insured's travel days, insured amount and insured amount. The same overseas travel insurance will get at least 15% discount through purchase, which is the best channel for you to choose cheap overseas travel insurance. Pay attention to the following points before insurance:

1. Select the appropriate insurance amount according to the consumption level of the destination country.

2. The overseas travel insurance you buy needs to cover all your trips. Ensure your whole journey.

3. When purchasing outbound travel insurance, you should pay attention to whether it includes international emergency rescue services. Because the outlets of domestic insurance companies are difficult to spread abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. No matter whether tourists lose their wallets or passports, they can call the rescue hotline, and some big international insurance companies also provide Chinese services.

4. I suggest you choose online insurance to buy overseas travel insurance. You can compare the products of many insurance companies, and then choose the product that is most suitable for your own protection and travel needs. Insurance is also very simple and convenient. On the homepage, you can register as a member for free. After logging in, you can choose your favorite products, choose the warranty period, and you can buy them immediately. The price is cheap, the whole insurance process is clear and transparent, avoiding the trouble of intermediary agents, the premium is lower and the autonomy is stronger. I'm going out for my honeymoon with my husband. There are many advantages to buying overseas travel insurance before departure. By purchasing, it not only saves money, but also is convenient to operate. Passengers are welcome to compare and choose comprehensively. Women's Protection Plan for Personal Honeymoon Tour Abroad1:* 200,000 accidental deaths, disabilities, burns and scalds * 65,438+10,000 medical compensation * 500 yuan's unplanned pregnancy allowance is as low as 130 yuan. Ping An's Personal Overseas Honeymoon Tour Men's Protection Plan 1: * 200,000 yuan for accidental death, disability and burns * 65438 for medical compensation.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.