How to buy short-term travel accident insurance can follow the following points.

All kinds of unexpected risks are everywhere in travel. In order to protect their own safety, many people will buy short-term travel accident insurance. So how to buy short-term travel accident insurance?

Short-term travel accident insurance is a short-term personal insurance based on the condition that the insured dies, is disabled or has other accidents agreed in the insurance contract due to accidents during the travel. Generally speaking, the protection items of short-term travel accident insurance include: death or lifelong disability caused by accidental injury during the journey, medical expenses caused by accidental injury, personal economic losses caused by accidental damage or theft of property during the journey, etc.

How to buy short-term travel accident insurance?

Select 1 according to the travel risk.

The insured can buy insurance according to the risks involved in holiday travel. Generally speaking, the traditional safety devices and means of transportation in tourist attractions are relatively reliable, and the risk of accidental injuries is low. If the insured wants to go to traditional scenic spots, it is enough to buy an accident insurance. If the insured wants to go to natural scenic spots, he can purchase more different accident insurance in a targeted manner.

2 according to the choice of travel mode

Now people usually take cars, trains, planes or ships, and the insured can buy short-term travel accident insurance according to their own travel modes. For example, when the insured travels by air, he needs additional aviation accident protection when purchasing short-term accident insurance.

3 According to the actual demand.

The insured should see whether the protection content of short-term travel accident insurance products can meet their specific needs. The insured can consider different insurance products according to the destination, the quality and distribution of global rescue services, whether the medical expenses are paid directly by the rescue company, whether personal property is guaranteed, whether it can provide protection against terrorist attacks, and whether the follow-up claims are quick, and finally determine two or three better choices.

Choose according to the number of days of travel.

Generally speaking, there are many kinds of short-term travel accident insurance, including a few days, a week and a month. The insured can determine the guarantee period according to their actual needs, but the guarantee time is longer than the travel time, so that their protection is more comprehensive.

To sum up, the insured should choose according to travel risk, travel mode, actual demand and travel days. The insurance products purchased by the insured must conform to their own actual situation and protection needs, and protect their personal and property safety to the maximum extent.