What kind of travel insurance should I buy? Which insurance company has better travel insurance?

If you buy travel insurance, it's better to buy Ping An insurance, because Ping An insurance pays less premiums, has a high amount of insurance and pays faster.

First of all, it mainly depends on whether the subjects want to go to China, overseas or Zhou Bianyou. Different destination products are different, and the focus of products is different. There is also whether the subject wants to experience more dangerous projects: such as skydiving, skiing, horse racing and so on. Some travel insurance does not cover high-risk activities. The ruler is long and the inch is short. Different insurance companies have their own advantages and disadvantages. Mainly depends on the needs, situation, preferences and budget of the subjects. Insurance is not "one thousand people". After all, people are different and need customized configuration, which is most suitable for their own configuration.

Second, in the insurance industry, insurance intellectuals pay attention to becoming 16 18 1 fans. Nowadays, many people travel with a group, the price is relatively favorable, and there are many scenic spots to see. Self-help tour is more expensive, but it is not bundled, so each has its own advantages. So what kind of insurance is better to buy if you join the group? Protect your vital interests. Travel Assistance Insurance The travel assistance insurance jointly launched by China Life Insurance, China Pacific Insurance and International Rescue Center has expanded the original service scope of personal accident insurance for tourists, extended the general claim scope of traditional insurance companies, and turned it into timely and effective assistance in case of accidents.

Third, in case of danger, just dial the relevant number and you will get free assistance. Travel rescue insurance This kind of insurance is very suitable for traveling abroad. With its guarantee, once an accident or legal dispute occurs due to ignorance of local customs and regulations, tourists can get free assistance by calling. Travel accident insurance passengers have actually insured when purchasing tickets and boat tickets of the train ticket network, and the premium is calculated according to 5% of the fare. The insured amount of each insurance is RMB 20,000, of which the accident medical fund is RMB 654.38+0,000. The insurance period begins when you check in or board the ship halfway and ends when you check out or disembark halfway. So when traveling by car or boat.

Fourth, you can claim compensation from the insurance company if you are in danger. Personal insurance for lodging tourists is per copy 1 yuan, and the insurance period is from the date of lodging 15 days. The warranty can be renewed after expiration, and each visitor can purchase multiple copies. The protection provided by this kind of insurance mainly includes 5,000 yuan for lodging passengers, and 1 1,000 yuan for lodging passengers, and compensation for accidental damage or theft, robbery and loss of passengers' property to 200 yuan. Travel to personal accident insurance This type of insurance is suitable for travelers who take part in adventure tours, ecological tours and adventure tours. The premium of this kind of insurance is 1 yuan, and the maximum insured amount can reach 1 0,000 yuan, and each tourist can purchase the insurance of 10 at most. During the insurance period, tourists purchase insurance and enter tourist attractions and scenic spots until they leave.