Traditional Culture Encyclopedia - Travel guide - What is a life of financial freedom like?

What is a life of financial freedom like?

The first freedom: the freedom to eat and drink

Some people like to eat delicacies from the mountains and seas, while others like to have more simple meals and pursue different pursuits. If your dream is to eat panda meat freely, So no amount of money can be considered financial freedom. Is it difficult to achieve freedom of eating and drinking when thinking about drinking Maotai all day long? But compared to other freedoms, the freedom to eat and drink is relatively easy to achieve. Today we will follow the normal circumstances, how much does it cost to eat and drink freely? There is an Internet celebrity in Xigua Video called "A Pangshan" who cooks delicacies for his family every day, delicacies from the mountains and seas, but does not waste them. I roughly calculated, every meal The average meal cost is 1,500 yuan. Let’s consider breakfast and dinner as 1,000 yuan. The cost of eating for a day is 2,500 yuan, which means it costs 912,500 yuan a year. In other words, the cost of achieving freedom of eating and drinking for one year is about 912,500. As ordinary people, just eat normally and it shouldn’t cost much. The money spent on eating will not affect wealth and freedom.

The second greatest freedom: freedom of dressing

Food, clothing, housing, transportation, and clothing are also one of the most important expenses for people. Everyone has different views on the consumption of clothes. Some time ago, the news said that a girl in Beijing was caught taking drugs. Her family's economic conditions are still good, with a monthly living expenses of 50,000. The clothes she bought were never washed. Pass it and throw it away after wearing it. According to her dressing standards, it can be considered freedom of dressing, which is only 600,000 yuan a year. A normal person with 600,000 yuan should be able to dress freely. Our idol Wang Leehom is so frugal in dressing that he has to wear a pair of trousers for at least 7 years. The freedom to dress depends on your own needs. If you are not a fashion fanatic, you don’t need too much money.

The third greatest freedom: freedom of housing

To achieve housing freedom in China, it will cost too much money. The most luxurious and famous wealthy community in Shanghai, Tomson Yipin, has a price per square meter More than 200,000, the largest area is about 1,000 square meters, so the total is about 200 million. According to the 70-year property rights, it will cost 2.857 million per year. You can’t argue with this. If you can live where and how you want, no amount of money will be enough. Housing freedom has a lot to do with the city you live in. It depends on how you decide. Some people think that having a place to live is enough, some require a large place, some require a good location, and a house that can meet their needs is paid in full. That’s considered housing freedom.

The fourth freedom: freedom of travel

Finally, it’s your turn to have food, clothing, housing and transportation. If you want to fly and go wherever you want, you will have to spend about 1 million a year. That should be enough. It's a bit too luxurious to have a luxury exclusive yacht every day. For normal consumption, 1 million a year is enough. The freedom to travel also depends on your own situation. Generally, you don’t need to go out as much as you like to stay at home and play games. A small amount of money is enough for freedom of travel. This also depends on your own situation.

The fifth greatest freedom: freedom to see a doctor

The sixth greatest freedom: freedom to travel

The seventh greatest freedom: freedom of time

Chapter Eight freedoms: freedom to marry

Ninth freedom: freedom to love

Tenth freedom: freedom to have children

Now the country encourages the birth of three children, but the population The birth rate continues to decline because most people cannot achieve reproductive freedom. In order to achieve financial freedom, we must first achieve reproductive freedom. If most people achieve reproductive freedom, China will be truly prosperous and powerful. Reproductive freedom includes childbearing fees, child support fees, education fees, etc. It does not end once you give birth. This cost is really quite a lot.

Everyone can calculate how much money they need to achieve financial freedom, but let me calculate my own first, that is, the entire family.

Freedom of food and drink: 100,000/year

Freedom of clothing: 20,000/year

Freedom of housing: 3 million, property, water, electricity, etc. 100,000/year< /p>

Freedom to travel: 100,000/year

Freedom to see a doctor: 1,000/year

Freedom to travel: 200,000/year

Freedom of time : 00,000/year

Freedom of marriage: 50,000/year

Freedom of hobbies: 200,000/year

Freedom of childbearing: 200,000/year

Comprehensive: 971,000/year

If you want to spend so much money every year, you must have at least 25 million in cash. Annual financial management and interest are almost enough. There are no loans for houses and cars. You can achieve financial freedom.