Do you need diving insurance for diving? Is it necessary to buy diving insurance for diving?

Diving is very popular now. Many people are afraid of water, but after a rough understanding, there is oxygen when diving, so people who can't swim can try it. So do you need to buy insurance for diving?

Do I need to buy diving insurance for diving?

Of course, you need to buy it. DiveAssure professional diving insurance is recommended, which can be bought in both short and long term.

If you play casually during the holidays, Ping An, Allianz and Meiya all protect diving.

It depends on your diving frequency. A year 10-20log is of little significance. Of course, it's best if you can afford it.

Non-professional diving insurance: AIA

There are two kinds of insurance in Asia and America. One is called Leyouyou, which covers Asian countries, and the other is called Universal Travel, which covers the whole world. These are all travel accident insurance, and the coverage includes

Travel baggage delay, personal property loss, emergency rescue, personal accidental injury and medical security, personal responsibility.

According to the number of insured days and the price of the insurance version, Leyouyou four-day standard plan is 30 yuan RMB, which is the cheapest insurance.

He is insured for diving, but the insurance clause does not specify the relevant protection and compensation for diving, which is explained in his insurance clause as follows.

I usually recommend guests to buy Meiya, because his rescue team is his own, so the response and processing speed will be very timely.

Non-professional diving insurance: Zhongan "island adventure" travel insurance

I don't usually use Zhongan's insurance, but besides an "island adventure", it also has a water project specifically for islands. Let me talk about it.

The coverage of this insurance: personal accident and medical insurance, emergency rescue, personal property, travel delay, personal liability is no different from that of Meiya, but his personal accident and medical insurance are slightly subdivided.

The picture below shows Meiya on the left and Zhongan on the right (ignoring the distorted picture, in fact, the details of Zhongan's insurance coverage are not as good as Meiya's, and the project is not as good as Meiya's, but "Island Adventure" states the protection of diving on the surface.

The figure below shows the compensation amount of Zhongan. The amount of water is very small. I thought it was a ghost at first, just like there was no insurance. The staff checked me and said it was an accidental death, disability and partial superposition of water.

Because this insurance is mainly for high-risk sports, there is no restriction on diving in his detailed rules, and the price of Zhongan is relatively cheap. The basic version is RMB 30 for 7 days.

Zhongan's emergency rescue is cooperative, and its safety is not as good as that of Meiya.

Non-professional diving insurance: Allianz

Allianz, like the above two companies, is mainly engaged in travel accident insurance, which is divided into "enjoying Asia" with Asia as its destination and "traveling around the world" on a global scale.

Coverage: personal accident and medical insurance, emergency rescue, personal property, travel delay and personal responsibility. As for the diving part, they only provide protection for the depth less than 18 meters, with OW level, and the price is 30 RMB for the 7-day basic package.

Allianz's emergency rescue is also its own, but it will also provide rescue services to other insurance companies. Meiya's rescue is for its own guests.

Professional diving insurance: DiveAssure, hereinafter referred to as DA.

Da is a very professional diving insurance, which is divided into diving+travel, diving+travel plus and diving.