Do you pay for natural disaster insurance company?

Mainly depends on the specific insurance clauses. Life insurance generally includes life insurance, accident insurance, medical insurance and travel insurance. These types of insurance include natural disasters such as earthquakes, typhoons, tsunamis and mudslides. Property insurance claims include: fire; Explosion (excluding boiler explosion); Lightning; Hurricanes, typhoons, storms and tornadoes; Heavy rains and floods; Hail; Landslides, landslides and avalanches; Volcanic eruption; Land subsidence, etc. The earthquake is still not covered. As a specific natural phenomenon, it should be regarded as an exception.

Disaster insurance is insurance with the property itself and its related economic interests as the insurance subject matter. The insurer's liability for the insured property includes losses suffered due to various disasters within the scope of insurance liability, losses caused by rescue or rescue, and various expenses paid accordingly.

Our government is used to playing the role of the first undertaker of risk, but in fact, in the catastrophe risk, the government should be the last undertaker of risk, and there should be regional victims, local governments and commercial insurance companies, reinsurance, securities market and international reinsurance market as firewalls in front.