Tourism policy support

Legal analysis: (1) Increase financial support: 1. We will continue to make good use of policies such as refinancing, rediscounting, delaying repayment of principal and interest of loans for small and micro enterprises and supporting credit loans, and increase support for qualified small and micro enterprise travel agencies. 2. For travel agencies that meet the conditions of loan renewal, financial institutions are encouraged to handle normal loan renewal business under the principle of marketization and rule of law, and they are not allowed to blindly cherish loans, draw loans, break loans or pressure loans. 3. Smooth the docking channels between banks and enterprises, and guide travel agencies to actively provide key information such as business management, assets and liabilities, financial revenue and expenditure, and tax payment to banks. Encourage financial institutions to innovate credit reporting methods, guide the expansion of credit loan support for travel agencies, and promote loans through loans. (2) Establish and improve a long-term mechanism for supporting financing services: 1. Appropriately expand the scope of application of cultural and tourism-related industry development funds, and explore providing travel agencies with financing supporting services such as credit enhancement, risk sharing, discount incentives and emergency turnover. Strengthen government financing guarantee and re-guarantee institutions to improve the credit of travel agencies. 2. Encourage financial institutions to strengthen cooperation with local financing guarantee institutions, establish and improve a normalized financial mechanism, and support the development of travel agencies facing short-term operational difficulties but with good development prospects. (3) Support local cultural and financial service centers to play an active role: 1. Encourage qualified areas to set up rescue funds for cultural tourism enterprises. Encourage banking financial institutions to rely on the existing service center for first loan renewal to accept applications for first loan and renewal of loans for small and medium-sized enterprises. 2. Support all localities to explore and optimize the service center model of the first loan renewal in an orderly manner, help banking financial institutions to tap and identify the effective financing needs of travel agencies, and increase the business volume of the first loan renewal.

Legal basis: According to Article 23 of the Tourism Law of the People's Republic of China, the State Council and local people's governments at or above the county level should formulate and organize the implementation of industrial policies conducive to the sustained and healthy development of tourism, promote the construction of tourism and leisure system, take measures to promote regional tourism cooperation, encourage the development of cross-regional tourism routes and products, promote the integration of tourism with industry, agriculture, commerce, culture, health, sports, science and education, and support ethnic minority areas, old revolutionary areas and remote areas.