How about American travel insurance? Should I buy it at home?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! American travel insurance is an insurance product specially designed for traveling in the United States, which provides the insured with compensation for death, disability or hospitalization caused by accidental injury during travel. Covering a wide range, it is your best choice to go to the United States for two or three months.

Although you can buy American travel insurance in the United States, it is not recommended for two reasons. First, buying American travel insurance in the United States will be subject to various restrictions, and some insurance companies worry that moral hazard will not provide protection in this respect. At present, only a few insurance companies in China provide this kind of travel insurance that can take effect in the United States for tourists who need to buy American travel insurance in the United States. Second, buying American travel insurance in the United States can't give you comprehensive protection, because accidents are everywhere from the moment you step out of your house, especially during the flight. So I suggest you plan ahead and buy it at home.