How to purchase accident insurance when organizing children’s travel?

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Hello! It is recommended that schools purchase group travel accident insurance for children traveling and pass on the higher risk of travel accidents that may occur to children during their travels through lower premium investment. Travel accident insurance currently sold on the Internet generally enjoys group purchase preferential policies for a minimum of 5 people. It is recommended that you further consult the customer service staff at 4006-366-366 based on the specific kindergarten group tour activity plan.

How to buy travel accident insurance for children

Travel accident insurance usually includes accidental death and disability compensation, medical expenses, hospitalization allowance, etc. Some accident insurance products also include medical evacuation and There are protections such as repatriation expenses and repatriation expenses after death, but the corresponding premiums are also higher. It is recommended that the school set up the insurance content according to the child's specific travel activities.

In terms of the insurance amount, the accidental death of a minor should not exceed the limit stipulated by the China Insurance Regulatory Commission, that is, the death insurance limit for minors under 10 years old is 200,000 yuan; those who are over 10 years old but under 18 years old The death insurance benefit limit for minors is 500,000 yuan.