What is overseas travel insurance? Where can I buy overseas travel insurance?

Overseas travel insurance is a 24-hour comprehensive emergency rescue service, which is an insurance guarantee for accidents, medical care and rescue services for nationals traveling abroad, visiting relatives and friends and going abroad for business.

You can choose to buy in a professional online insurance platform or insurance company, which is both safe and cost-effective.

According to the regulations of Schengen countries, from June 1 2004, all short-term visa applicants must purchase overseas insurance when submitting visa application materials to prove that they can cover the hospitalization expenses and repatriation expenses abroad. The insurance amount is not less than 300,000 RMB (30,000 Euros), the insurance period is not less than one month, and it covers all Schengen countries (the business visa requires the insurance period to be 30 days).

Extended data:

Precautions for purchase:

1. People who are keen on overseas travel must consider an overseas travel insurance that includes accident and emergency medical care before traveling. Since most tourists are not familiar with the chosen tourist destination, it is particularly important to provide double protection for accidents and emergency medical care, which will be more conducive to overseas tourists to cope with sudden foreign risks and ensure the quality of travel.

2. When buying insurance, we should fully consider the guarantee period. Tourists should choose a tailor-made insurance policy for themselves according to their own travel itinerary, according to the required amount of insurance and the number of days.

We should carefully understand the contents of emergency rescue service and the service level of overseas rescue companies that provide this service. Including overseas rescue companies' agency outlets around the world, the service situation in tourist destinations, etc.

Tourists planning to travel to Schengen countries in Europe should pay special attention to the insurance amount. According to the regulations of the European Council, from June 1 2004, applying for travel medical insurance is the basic prerequisite for issuing Schengen visas, and the minimum guarantee amount is 30,000 euros. Some tourists have to buy insurance again because the amount of overseas travel insurance they buy is less than 30 thousand euros.

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