I bought travel insurance. If there is an accident during the trip, how to pay?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! With the enhancement of people's insurance awareness, many people have taken out travel insurance for themselves before going out. I bought travel insurance. If there is an accident during the trip, how to pay? The insured shall promptly report the case to the insurance company within the prescribed time limit. In case of accident or hospitalization due to illness in other places, the insured shall receive treatment in local public hospitals at or above the county level according to the requirements of insurance clauses.

If there is an accident during the trip, how to settle the claim?

1, report the case. First of all, you need to be treated in a local public hospital at or above the county level according to the terms and conditions. In order to ensure their own interests, it is best for the insured to report to the insurance company within the time limit stipulated by the insurance company (you can report the case on behalf of the salesman, call customer service directly or fax the case). Because if this time limit is exceeded, it may be necessary to bear the additional exploration and inspection expenses caused by the delay in notification of the insurance company.

2. claim settlement. After the treatment, you must go to the insurance company to make a claim in time. If the insured is inconvenient to move, he can also ask others to handle it on his behalf through authorization. But pay attention to:

1) medical claims for hospitalization must be handled with medical receipts, hospitalization summaries and other materials. In some cases, hospitals don't open hospitalization receipts, such as observation rooms, family beds and hanging bed treatment. At this point, the insurance company will not be able to give hospitalization medical claims according to the terms. Customers had better think about it, so as not to get their due claims.

2) In some cases, customers need to be transferred to other hospitals for treatment. At this time, it is necessary to ask the original hospital to issue a written transfer report and inform the insurance company.

Our travel insurance can be directly insured online, which is convenient and fast. Please report the accident to the insured immediately. Claim service telephone number 4006786 18 will provide you with professional compensation-free service.