How to buy study insurance in New Zealand?

Looking at this New Zealand study abroad insurance, I personally experienced that international students in New Zealand must buy life insurance according to the regulations of the New Zealand Ministry before they can enter school. It sounds simple, but there are many tricks in it. Some people may think that S $599 is nothing, but for their own benefit, I think it is better to consider it carefully. As far as I know, the University of Auckland &; Auckland University of Technology will provide an invivo application form for international students before they enter the school. Personal property for one year is NZD 599.00. This is the mystery-because foreign students are inexperienced, they often listen to the school and do whatever they say, and finally buy Southern Cross travel insurance according to the school's advice. But legally speaking, as an international student, you can buy from any company, and you don't have to buy from invivo as the school said. Let's talk about the service quality and attitude of Nandu Travel Insurance. Before, some students lived in stolen places, and the most troublesome thing was that their passports and certificates were also stolen. Whether in New Zealand (especially in the North Island) or at home, everyone may have heard of the Maori in New Zealand. Their concept can be summed up in one sentence: "What I have is mine, and what you have is mine, just because we are indigenous". About 80% of the prisons here are Maori, and the government can do nothing about them. The police here are very useless. My classmate has had many thefts, none of which have been cracked by the police. In the words of local people, the only meaning of calling the police is to contribute to the statistics of burglary in New Zealand. The students who joined me in Southern Cross Travel Insurance have the same feeling as me-if the item you claim is the cost below S $ 100 (for example, seeing a doctor when you are sick). It is irresponsible to routinely check the Southern Cross! ) Southern Cross may send you a check; If the amount is slightly larger (especially close to the amount you give them), the company will pester you and give it to you if it doesn't work. Every time I call them, there are many reasons, either the manager is absent, or the manager is in a meeting, or even it takes a long time to find a "complaint manager" to talk about the so-called manager. I wonder if you and I have the same understanding-they can be managers, and they must be stingy when they are employees in the company, and most of them refuse to claim compensation. They remember the extremely obscene "terms" written by the company (if you can't accompany them, you won't accompany them, and all the responsibilities will be shifted to the claimant). It's even harder to get an explanation from them. If you don't buy the personal property of Southern Cross Travel Insurance recommended by the university, what are the obligations for international students to buy there? Answer–Simple! New Zealand's industry is relatively developed and the competition is fierce. Many companies provide overseas students with personal property for one year, which is cheaper than Southern Cross Travel Insurance. ASB, BNZ, ANZ, Westpac Bank, National Bank and big banks all provide financial services (including business) for international students. In addition, other companies in New Zealand include vero, nzi and state. These companies/institutions mentioned above often tailor a plan for international students, so the price is often cheaper than Southern Cross Travel Insurance. But then again, as long as it is a company, it is greeted with a smile when soliciting business, and users are dissatisfied when asking for compensation. But my opinion is: as an international student, everything is not easy. You should think twice before you do anything. Since the company is a tough opponent, why not find yourself a more affordable one? As long as you have the Internet and the Yellow Pages, the only thing you have to do is to look up the word insurance and shop around. Bottom line: Don't go with the flow when buying in New Zealand!