What are the policies for entrepreneurial loans for college students in Changzhou? How to apply?

In recent years, in order to support college students' entrepreneurship, the state and governments at all levels have introduced many preferential policies, covering many aspects such as financing, business opening, taxation, entrepreneurship training, and entrepreneurship guidance. (1) University graduates who start their own business within two years after graduation and apply for a business license at the industrial and commercial department where the entrepreneurial entity is located. If the registered capital (capital) is less than 500,000 yuan, they are allowed to be paid in installments. The first installment of the capital shall not be less than the registered capital. 10% of the capital (the amount of capital contribution shall not be less than 30,000 yuan), the paid-in registered capital shall be increased to more than 50% within one year, and the balance can be paid in installments within three years. (2) New enterprises or business units established by college graduates in the consulting, information, and technical service industries will be exempted from corporate income tax for two years with the approval of the tax department; newly established enterprises or business units engaged in transportation, postal and telecommunications, Approved by the tax department, corporate income tax will be exempted in the first year, and corporate income tax will be halved in the second year; new businesses engaged in public utilities, commerce, material industry, foreign trade, tourism, logistics, warehousing, resident services, and catering industries Enterprises or operating units in , educational, cultural, and health undertakings are exempted from corporate income tax for one year with the approval of the tax department. (3) State-owned commercial banks, joint-stock banks, city commercial banks and qualified urban credit cooperatives in various countries should provide small loans to self-employed graduates, simplify procedures, and provide account opening and settlement facilities. The loan limit is about 20,000 yuan. . The maximum loan period is two years. If it is determined to be extended upon expiration, you can apply for an extension. The loan interest is determined according to the loan interest rate announced by the People's Bank of China. The maximum guarantee limit is 5 times the guarantee fund, and the term is the same as the loan term. (4) Talent intermediary service agencies affiliated to the government’s personnel administration department will keep personnel files (including handling social security, professional titles, file salary and other relevant procedures) free of charge for self-employed graduates for 2 years; provide free inquiry of talent and labor supply and demand information, and free release Recruitment advertisements and other services; appropriate fee reductions and exemptions for participating in talent fairs or talent labor exchange activities; and discounted provision of one-time training and evaluation services for employees who start a business. (5) The above preferential policies are formulated by the state for all college students who start their own businesses. In order to support local college students to start their own businesses, local governments have also issued relevant policies and regulations, which are more detailed and closer to reality. For example: According to relevant regulations of the state and the Shanghai Municipal Government, fresh college graduates starting their own businesses in Shanghai can enjoy four preferential policies: free risk assessment, free policy training, free loan guarantees and partial tax exemptions.