Traditional Culture Encyclopedia - Travel guide - While traveling: What should you do if you meet a stranger who asks you to borrow money?

While traveling: What should you do if you meet a stranger who asks you to borrow money?

I am very happy to answer this question. When I meet a stranger to borrow money or have difficulties while traveling, I handle it like this:

★First determine whether there is a phone signal here, whether it is Local people, whether they are tourists, whether they have transportation.

★When I meet a borrower on the road, if there is a mobile signal at the place of the accident, I will not lend him money. If there is a signal, I will not be short of money, just start the car, step on the accelerator and leave!

★If you meet a borrower while traveling, keep all four doors locked. If you don’t get out of the car, I won’t lend it to him if I know he is a local. I won’t even get out of the car and just leave. Locals don’t need your help!

★When I meet a borrower during the trip, if he is a tourist hiking out of town without a companion, I will get off the car and ask about the situation. , but I won’t give you more (200 yuan). Under all these conditions, the mobile phone has no signal.

★When I met a borrower during the trip, there was no mobile phone signal and he was a self-driving tourist. His car broke down and I helped him see if it could be repaired. I gave him suggestions and took him to the front station to find a repairman, and called his family. He will leave only when he asks for help and everything is taken care of. There is no need to borrow a line from me. If he is short of gas money and there is no signal, I will bring him gas to the nearest gas station and generally I will not borrow money. There is no problem with the car and he has no shortage of food and drink.

★The above is my approach. To summarize, the premise is that there is no signal on the mobile phone and I am a solo traveler (I will not borrow money even if I am in a group). ! !

The chances of meeting a stranger asking me to borrow money are rare. Let’s analyze it: It can be said that today is an era when everyone uses WeChat, and it is an era when WeChat can transfer money at any time. If he is a powerful person, the money on his mobile phone will be enough. If he needs thousands or tens of thousands of yuan for urgent use, If so, you can definitely let your family transfer money, this is one. There is also a situation where a person who has the strength to repay the money accidentally loses his mobile phone and does not have much cash, so he cannot even buy a ticket (the chance of this is very rare, usually he has already bought the electronic ticket before taking the train). Then he must have an ID card! There is an old saying, don't ask about prosperity and failure when you meet, but you will know when you see your face. An upright and kind person, a person who is doing well, even if he is dressed normally, even if his mobile phone is lost, he will never be distracted, but will secretly exude a confident temperament, which is very different from those scammers. If this is the case, if he can provide other supporting evidence in addition to the ID card, I can confirm it (first of all, I must have time. If I am in a hurry and have to rush for time, there is no need to talk about it). Within the range of 500 yuan (the ticket is enough) I will consider helping. This is two. If you are an old man and look really helpless, I will help to a certain extent. Although some liars now pretend to be pitiful, we can't treat everyone as liars. I have always believed that sometimes Good people also encounter difficulties. If I help an elderly person, I don’t expect him to pay me back (of course it’s best if I can). Just consider it a donation! I hope you won’t say I’m being fake, and I’m not afraid of making you laugh, because many years ago I was at the end of my rope, and I also ran into times when I ran out of money in a city more than 300 kilometers away from my hometown. I was really anxious at that time. I once borrowed money from a person I had only met once in a unit that had a business relationship with my company (called a factory at the time). He lent me 300 yuan without a second thought, which is equivalent to 3,000 yuan today. This kind of kindness will never be forgotten. Therefore, in the days that followed, as long as I could prove that anyone was in real difficulty, I would do my best to help. Even if I saw a beggar on the street, I would always give him some change and just say "thank you" to my heart.

When traveling, it is almost impossible to meet a stranger who wants to borrow money from you. Everyone knows that the possibility of borrowing money is very small. Most people would not easily ask to borrow money from strangers who they have never met before. If there is a real need to borrow money, it should be due to an emergency situation, when the person really needs to spend money and the person concerned has no money or not enough money, or it should be a small amount that can be repaid immediately. If it's the former, I would ask reputable people in the surrounding area who are relatively easy to find (such as the police, travel agency leaders, tour guides, etc.) to provide evidence. I will help if I can. If the other party can repay the money, it will be better. . If it's the latter, just borrow a small amount, the amount is small, the time is short, and generally the other party will return the loan in time! Hello, I am happy to answer your question. What should I do if I meet a stranger who borrows money while traveling? Should I borrow it or not? We need to pay attention to several situations:

1. First, ask clearly what happened

Most people are well prepared when going out and will not borrow money from others halfway, so this Why did he borrow money from you? What happened? Did your wallet get lost on the way or was it robbed? You must first understand the reason and listen to what he says, so that you can at least have a basic understanding of the person borrowing money and be aware of it.

2. Understand the authenticity of the problem

We cannot lend him money just by listening to a few of his monologues. In today’s society, there are liars everywhere, and some pretend to be pitiful. , some are sympathetic, some confess their innocence, their methods are varied, and they use various tricks to defraud people's kindness and enthusiasm, and obtain ill-gotten gains. So in order to judge the authenticity of what he said, ask to see his ID card. Everyone should bring their ID card when going out. You can also ask to see his ticket from the last stop. The purpose is to use these methods to determine the authenticity. I'm not 100% sure, but I can make a rough guess.

3. Consider whether to borrow

If based on our own judgment, observation and consideration, we feel that what he said is true and we have indeed encountered difficulties, then we should borrow, We cannot watch others feel helpless and anxious while we ourselves stand by and watch. Everyone will encounter unexpected events and difficulties in life, and everyone should lend a helping hand to make life full of love.

4. Consider how much to borrow

If the person you plan to help only needs one or two hundred yuan for a ticket and a meal, then give it to him. If it were you, I would definitely give it to you. Two hundred yuan now is just the cost of a meal, and anyone can afford it. If he borrows too much, I won't give it to him. I won't expect a stranger to pay me back, and I won't take the risk. I will give him the money for the ticket to the nearest police station. I suggest that he go to the police uncle, wholeheartedly. The police uncle who serves the people will help him deal with the difficulties that occur during his journey.

In short, if you encounter borrowing money during the trip, be careful of being deceived. If you feel that you are not a scammer, then you should borrow it. Under the conditions within your own ability, help others out of trouble, make others warm, and make you happy. But you must keep your eyes open...

While traveling: What should you do if you meet a stranger and ask you to borrow money?

Let me answer: To be honest, it may be because I have the word "poor" written on my face. Not only have I never encountered strangers borrowing money from me during the trip, even I have very close acquaintances in life. He has never borrowed money from me. Sometimes I wonder, even if I am an unfamiliar person, why don’t my acquaintances borrow money from me? As a result, I lost all my self-confidence. Once, when a best friend talked about how he was trapped by money at a certain time and how he struggled to borrow money, I would ask why you didn’t ask me to borrow it. I’ll lend it to you. She just replied and forgot, [black line] shows how useless I am.

The reason I go too far is to explain that I have no experience in borrowing money. That is to say, no one asks me to borrow money, and I rarely ask people to borrow money. If I meet a stranger on the road to borrow money, I think most of them are scammers. Nowadays, society is so good. Everyone has a mobile phone. Money transfers can be transferred to the account in seconds. There will be no difficulties because of money. Moreover, there are rescue stations everywhere, and the rescue stations are responsible for giving free money. The train ticket back to my hometown includes food and accommodation, so my answer is that we cannot let scammers take advantage of our love and lead to the proliferation of scammers. I will never give money to such a thing. If he really loses his mobile phone, I can You can call the rescue station to help him, or you can wait for the rescue station staff to arrive and then walk away. You won't be given any money.

In most cases, the people who borrow money are scammers. They will lend you money for various reasons. For example, if a child is lost and he goes to look for it, he doesn’t even have money for food, and he looks pitiful. I have been deceived before, but then I saw too many such people and realized that I had been tricked. But if you can prove your identity, you should still help. That was in 1993, when I was serving as a soldier in Fujian. One day at noon, a man came to our outpost, claiming to be a veteran of the original company. He was working outside and had no money to return home. One of our veterans found out through the company and confirmed that he was indeed a retired soldier from our company. Let him take a bath and have a meal, and gave him more than 100 yuan to go home. It is not difficult to distinguish these people. Of course, sometimes misjudgments will inevitably occur. This requires us to have a pair of wise eyes and not let these scammers succeed easily, otherwise they will deceive more people. Others say they are borrowing money, but it is almost the same as robbery. I met him once in Xi'an and once in Northeast China. That time in Xi'an, there was a middle-aged man who seemed drunk. I just got off the bus and saw this man talking to someone in front, but I didn't pay attention at the time. When I walked over, he suddenly grabbed my backpack and told me to lend me some money. Although he looks taller than me, I look more gentle. But when I took his hand away, his expression changed. When the girls behind me saw this scene, they dispersed in a hurry, so you must be in good shape when you go out to hang out! Another time in the Northeast, I just got off the train and I was walking along the curb with a suitcase. A young man riding a bicycle stopped next to me. Tell me something. What did I say? He also asked me to lend me some money. I rolled my eyes at him and pointed at him. He seemed to be intimidated by my momentum and took no further action. The other thing was that I was acting like a hard-core and a swindler. That was at the Zhengzhou Railway Station. I was sitting next to the flower pond, and a dirty boy of seventeen or eighteen came up to me and suddenly hugged my leg. He said, "Give me some money, give me some money."

I was instantly irritated and said to him slowly, you see that you are so young and should go out to work and find some work. He was shouting there, give me some money, give me some money. I just keep saying this here. About five minutes later, I saw a man in his 50s waving his hand at the boy. The boy let me go and ran to the next target. Friends, it’s all a routine!

While traveling: What should you do if you meet a stranger and ask you to borrow money? This depends on the specific situation. Who is borrowing the money? Borrow money for what reason? How much to borrow? Nowadays, not many people carry cash with them when traveling. Most of them bring bank cards, WeChat or Alipay for payment. Some elderly people do not know how to pay with WeChat Pay or Alipay, so they may bring bank cards. Middle-aged and young people generally pay by mobile phone. Under normal circumstances, you rarely need to find someone to borrow money. When you meet a stranger to borrow money, you must first judge and analyze whether you have encountered a scammer. If it’s not a liar, then what’s the reason for borrowing money? As the saying goes, helping people in emergencies does not help the poor. If the amount of money is urgently needed and the amount is not too large, and it is within the scope of what we can afford, we will naturally lend a helping hand and help others. Of course, the premise is to have security precautions, protect yourself, and be careful not to be deceived.

If you encounter this kind of problem, it’s better not to deal with it. According to personal experience, such people are most likely liars! Moreover, while we are traveling outside, we should prioritize personal and property safety, and avoid excessive contact with strangers.

Let me talk about my personal experience first. Around 2012, I once went to Shanghai to attend a self-driving tour conference. I took the high-speed rail from Shandong to Shanghai and got off the train. In the exit hall, I met a middle-aged man dressed very businesslike. , in a suit and leather shoes, with meticulously combed hair, he looked like a successful person. Dragging a suitcase, he came over and said to me that he was in a hurry to catch the train, but he was in a hurry and didn’t bring his wallet. WeChat Pay was not available at that time, and he said he wanted to buy a ticket. I was short of 30 yuan. When I opened my suitcase, there was an open carton of Chinese cigarettes. He took out a box and offered me the cigarettes in exchange for 30 yuan to buy a ticket. He looked very anxious, and for a moment he felt kindhearted. I was a student, so I gave him 30 yuan and didn’t ask for any cigarettes. After getting the money, he hurriedly took the suitcase and left, but he always felt something was wrong. Later, a local friend in Shanghai said that this kind of person is Liar, I suddenly realized that he was just taking advantage of people's kindness and greed. I gave him money out of kindness. I guess some people would think that 30 yuan for a box of Chinese cigarettes is cheap, and would exchange it. But I guarantee that the cigarette is also fake.

In addition, there are also people who lie in the service area and say that they got off the bus to use the toilet and found that the bus has left and their relatives are on the bus. They ask you to borrow your mobile phone to call. This is usually a single woman. You're pretending to be pitiful. This kind of deception is too low-level. Don't your relatives know that you didn't get in the car? Often just borrowing a mobile phone will lead to a series of plots.

If you encounter a stranger borrowing money while traveling, just ignore it. If the other party continues to pester you, you can choose to call the police directly. This kind of money borrowing is mostly a scam, like the female teacher who borrowed money to treat her children's eyes in the movie "Jiang Tu", which is just an ideal.

To sum up, as long as a stranger can ask to borrow money, just ignore it and leave. Don’t be kind or greedy on this issue. Scammers often take advantage of these two points. To achieve the purpose of defrauding, as long as you understand some of the tricks used by scammers to deceive, and always be on guard, you will not be afraid of the dark like there is a bright moon in the sky, and you will not be deceived.

Under normal circumstances I would not borrow it. I think most of them are liars. Because now is the Internet age, it is more convenient to transfer money. Why borrow it when he could just call family and friends to solve the problem? If you really encounter difficulties, I will provide a little help depending on my ability. It is okay to borrow it and forget it.