Do I need insurance for group travel?

Generally, the insurance coverage provided by travel agencies is not very high. If you buy it yourself, you can choose a higher coverage amount.

If you and the travel agency choose the same insurance company, the difference will not be big. If you buy insurance for going abroad, there will be a difference whether international rescue is included.

If the two are purchased repeatedly, except for medical expenses that cannot be reimbursed, other expenses can be reimbursed repeatedly.

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance